232 Scott Rd, Elko, GA 31025 Property Records

Houston County property record for 232 Scott Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,964 sqft · built 2019
Lot Size	4.44 acres (193,406 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2019)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-62`

Property Details

APN / Parcel Number

Primary APN	`12-62`
Alternative APNs	`000120 062000` `48474`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,964 sqft Heated Area
1st Floor Area	2,022 sqft
2nd Floor Area	354 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	193,406 sqft (4.44 acres)
Garage Area	552 sqft
Porch	Slab
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48474
Street Address	232 SCOTT RD
City	ELKO
State	GA
Zip	31025-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 28 SPRINGFIELD FARM S/D LL 267 14TH
Legal Subdivision	SPRINGFIELD FARM S/D
Legal Lot Number	28
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1019
Census Tract	21502

Owner

Source: Houston County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 SCOTT RD, ELKO, GA 31025-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Sep 10, 2019	Loan Modification, Mortgage SUNMARK CMNTY BK
Mar 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Feb 21, 2013 · Amount on Record
Deed Book / Page	8124 / 5
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	232 SCOTT RD, ELKO, GA 31025-2018
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093270051
Date	Sep 1, 2021
Book Page	9327/51

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	232 SCOTT RD, ELKO, GA 31025-2018
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083800306
Date	Nov 6, 2019
Book Page	8380/306

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOUSTON GA
Property Address	232 SCOTT RD, ELKO, GA 31025-2018
Document Number	0083300085
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ALPINE VALLEY DR PERRY GA 310698739, PERRY, GA 31069-8739

Mortgage

Document Number	0083300085
Date	Sep 25, 2019
Book Page	008330/000085

Lender

Name	SUNMARK CMNTY BK
Type	Bank
Address	PERRY, GA 31069

Agreement

Amount	Amount Recorded

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HOUSTON GA
Recording Date	Mar 22, 2019
Property Address	232 SCOTT RD, ELKO, GA 31025-2018
Document Number	0081240005
Book / Page	008124 / 000005
Instrument Date	Mar 22, 2019
Transaction Type	Foreclosure
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1005 NORTHSIDE DR PERRY GA 310693345, PERRY, GA 31069-3345

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 (-2.7%)	$196,400 (+6.55%) Land $31,400 Building $165,000	$491,000 (+6.55%) Land $78,500 Building $412,500
2024	$4,409.00 (+27.02%)	$184,320 (+28.32%) Land $26,200 Building $158,120	$460,800 (+28.32%) Land $65,500 Building $395,300
2023	$3,471.00 (+11.68%)	$143,640 (+11.7%) Land $10,520 Building $133,120	$359,100 (+11.7%) Land $26,300 Building $332,800
2022	$3,108.00	$128,600 Land $10,520 Building $118,080	$321,500 Land $26,300 Building $295,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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