232 Sandy Flats Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 232 Sandy Flats Dr, Jefferson, NC 28640

Property Summary

Property TypeMobile Home
Details1,620 sqft · built 2001
Lot Size0.505 acres (21,998 sqft)
Owner2 Individual Names on Record
Tax Bill$709 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12342-148-008

Property Details

APN / Parcel Number

Primary APN12342-148-008
Alternative APNs
  • 122995876345
  • 27577

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,620 sqft Heated Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Lot Area21,998 sqft (0.505 acres)

Location & Zoning

Account Number27577
Old Parcel Number12342148008
Street Address232 SANDY FLATS DR
CityJEFFERSON
StateNC
Zip28640-8937
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 8 (.505 A) OFF OLD WILKESBORO RD
Legal SubdivisionSHADY FLATS SUBDIVISION
Legal Lot Number8
JurisdictionASHE NC
Township / Civil DivisionOBIDS
Census Block Group3
Census Block3030
Census Tract970801

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address232 SANDY FLATS DR, JEFFERSON, NC 28640-8937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 21, 2011
Transfer Doc00417/1261
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address232 SANDY FLATS DR, JEFFERSON, NC 28640-8937
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00520/1965
DateDec 11, 2020
Book Page520/1965
Instrument6496
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$709.00$131,600 (-) Land $20,000 Building $111,600$131,600 (-) Land $20,000 Building $111,600
2025$709.00 (+5.98%)$131,600 (+2.09%) Land $20,000 Building $111,600$131,600 (+2.09%) Land $20,000 Building $111,600
2023$669.00 (+3.4%)$128,900 (+53.09%) Land $20,000 Building $108,900$128,900 (+53.09%) Land $20,000 Building $108,900
2022$647.00$84,200 Land $20,000 Building $64,200$84,200 Land $20,000 Building $64,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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