232 Sam McClure Rd, Franklin, NC 28734 Property Records

Macon County property record for 232 Sam McClure Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1982
Lot Size	3.35 acres (145,926 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2021)
Tax Bill	$1,059 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6592041125`

Property Details

APN / Parcel Number

Primary APN	`6592041125`
Alternative APN	`150244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Heated Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	145,926 sqft (3.35 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	16 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	150244
Street Address	232 SAM MCCLURE RD
City	FRANKLIN
State	NC
Zip	28734-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POPLAR GROVE
Legal Subdivision	POPLAR GROVE
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1038
Census Tract	970600

Owner

Source: Macon County records · APN 6592041125

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 SAM MCCLURE RD, FRANKLIN, NC 28734-5433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2021 · Amount on Record
Deed Sale	Aug 02, 2021 · Amount on Record
Deed Document Number	20217323
Deed Book / Page	41 / 23
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 02, 2021
Property Address	232 SAM MCCLURE RD, FRANKLIN, NC 28734-5433
Document Number	D41/23
Book / Page	D-41 / 23
Instrument Date	Aug 02, 2021
Instrument	2021007323
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SAM MCCLURE RD, FRANKLIN, NC 28734-5433

Mortgage

Document Number	2021007324
Date	Aug 02, 2021
Instrument	2021007324

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	232 SAM MCCLURE RD, FRANKLIN, NC 28734-5433
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	O38/0601
Date	Apr 30, 2018
Book Page	O-38/0601
Instrument	2018002852

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	232 SAM MCCLURE RD, FRANKLIN, NC 28734-5433
Transaction Type	Mortgage
Record Updated	Aug 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	C40/1053
Date	Aug 11, 2020
Book Page	C-40/1053
Instrument	2020005526

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,250 (-0.07%) Land $74,700 Building $215,550	$290,250 (-0.07%) Land $74,700 Building $215,550
2025	$1,059.00 (+1.05%)
2023	$1,048.00	$290,450 Land $74,700 Building $215,750	$290,450 Land $74,700 Building $215,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 8, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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