232 Saint Johns Golf Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 232 Saint Johns Golf Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,033 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Oct 2019)
Tax Bill	$10,055 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026431-0570`

Property Details

APN / Parcel Number

Primary APN	`026431-0570`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,033 sqft Living Area
Gross Area	4,795 sqft
1st Floor Area	1,778 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	60 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	232 SAINT JOHNS GOLF DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	40/39-71 ST JOHNS GOLF & COUNTRY CLUB UNIT 1 LOT 57 OR4819/1124
Legal Range	28E
Legal Township	05S
Legal Section	20
Legal Subdivision	ST. JOHNS GOLF & COUNTRY CLUB UNIT 1
Legal Block	2
Legal Lot Number	57
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Aug 1, 2013 · Amount on Record
Deed Document Number	201979732
Deed Book / Page	4819 / 1124
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 25, 2019
Property Address	232 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1052
Document Number	0048191124
Book / Page	4819 / 1124
Map Reference	MB 40 PG 39-71
Instrument Date	Oct 22, 2019
Instrument	2019079732
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 MARINE ST, 88, SAINT AUGUSTINE, FL 32084-5039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1052

Mortgage

Document Number	0048191128
Date	Oct 25, 2019
Instrument	4819/1128

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,926 (+2.7%)	$708,395 (-1.33%) Land $154,000 Building $554,395
2025	$10,055.00 (+9.41%) Homeowner's exemption	$578,312 (+2.9%)	$717,933 (-8.15%) Land $154,000 Building $563,933
2024	$9,190.00 (+2.19%) Homeowner's exemption	$562,014 (+3%)	$781,598 (+5.17%) Land $145,000 Building $636,598
2023	$8,993.00 (+4.15%) Homeowner's exemption	$545,645 (+3%)	$743,146 (+9.83%) Land $145,000 Building $598,146
2022	$8,635.00 Homeowner's exemption	$529,752	$676,620 Land $123,200 Building $553,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20