232 Saint James Ave, Milton, NH 03851 Property Records

Strafford County and Milton Town property record for 232 Saint James Ave, Milton, NH 03851

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,276 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2026)
Tax Bill	$8,117 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MLTN M:00033 B:000070 L:000000`

Property Details

APN / Parcel Number

Primary APN	`MLTN M:00033 B:000070 L:000000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	3,204 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	232 SAINT JAMES AVE
City	MILTON
State	NH
Zip	03851-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW DE
Legal Block	70
Jurisdiction	MILTON TOWN NH
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2027
Census Tract	88000

Owner

Source: Strafford County and Milton Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG
Jul 14, 2017	Deed of Trust, Mortgage CONNEXUS CU
Jan 31, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage LONE JAMES LLC
Jan 31, 2017	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Oct 15, 2020 · Amount on Record
Deed Book / Page	5357 / 185
Prior Transfer Date	May 22, 2026
Prior Transfer Doc	005357-185
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON TOWN NH
Recording Date	May 26, 2026
Property Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626
Document Number	005357-185
Book / Page	5357 / 185
Instrument Date	May 22, 2026
Instrument	20266655
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON TOWN NH
Property Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005042-867
Date	Jun 23, 2022
Book Page	5042/867
Instrument	220009477

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILTON TOWN NH
Recording Date	Oct 15, 2020
Property Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626
Document Number	0048190122
Book / Page	004819 / 000122
Instrument Date	Oct 15, 2020
Instrument	17532
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SAINT JAMES AVE MILTON NH 038514626, MILTON, NH 03851-4626

Mortgage

Document Number	48190124
Date	Oct 15, 2020
Book Page	004819/000124
Instrument	17533

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON TOWN NH
Property Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626
Document Number	0044930455
Book / Page	004493 / 000455
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SAINT JAMES AVE MILTON NH 038514626, MILTON, NH 03851-4626

Mortgage

Document Number	0044930455
Date	Jul 17, 2017
Book Page	004493/000455
Instrument	9855

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%

January 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MILTON TOWN NH
Recording Date	Jan 31, 2017
Property Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626
Document Number	0044530440
Book / Page	004453 / 000440
Instrument Date	Jan 26, 2017
Instrument	1454
Transaction Type	Construction Loan
Record Updated	Mar 24, 2017
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 TURTLE POND RD LEE NH 038614424, LEE, NH 03861-4424

Mortgage

Document Number	44530449
Date	Jan 31, 2017
Book Page	004453/000449
Instrument	1456

Lender

Name	LONE JAMES LLC
Address	PO BOX 221, WEARE, NH 03281-0221

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON TOWN NH
Recording Date	Jan 31, 2017
Property Address	232 SAINT JAMES AVE, MILTON, NH 03851-4626
Document Number	0044530437
Book / Page	004453 / 000437
Instrument Date	Jan 25, 2017
Instrument	1453
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Strafford County and Milton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Milton Town
Unified School District	Milton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,117.00 (+5.81%)	$549,900 (-) Land $364,300 Building $185,600
2024	$7,671.00 (+25.34%)	$549,900 (+120.49%) Land $364,300 Building $185,600	$576,270
2023	$6,120.00 (+0.25%)	$249,400 (-) Land $148,000 Building $101,400
2022	$6,105.00	$249,400 Land $148,000 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	14 (2005–2007)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DIST serves 800 people · EPA ID NH1581010
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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