Stephens County property record for 232 S Pine St, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1950 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T11 052 |
| Primary APN | T11 052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Utility Building | 240 sqft |
| Cooling System | Other |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 626500 |
|---|---|
| Street Address | 232 S PINE ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT BLK 82 MORENO S/D |
| Legal Subdivision | MORENO |
| Legal Block | 82 |
| Legal Lot Number | BLK |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970301 |
Source: Stephens County records · APN T11 052
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 CHADWICK LOOP, DEMOREST, GA 30535-6102 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK |
| Dec 01, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 01, 2022 |
| Transfer Doc | 0013330334 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 232 S PINE ST, TOCCOA, GA 30577-3376 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 145 CHADWICK LOOP, DEMOREST, GA 30535-6102 |
| Document Number | 0013430000000041 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 0000001343/0000000041 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 01, 2022 |
| Property Address | 232 S PINE ST, TOCCOA, GA 30577-3376 |
| Document Number | 0013330334 |
| Book / Page | 1333 / 334 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 2023-000683 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 BUENA VISTA EXT, EASTANOLLEE, GA 30538-3153 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611.00 (+57.47%) | $17,523 (+59.65%) Land $575 Building $16,948 | $43,807 (+59.65%) Land $1,438 Building $42,369 |
| 2023 | $388.00 (+19.02%) | $10,976 (+18.99%) Land $575 Building $10,401 | $27,440 (+18.99%) Land $1,438 Building $26,002 |
| 2022 | $326.00 | $9,224 Land $575 Building $8,649 | $23,060 Land $1,438 Building $21,622 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TruVista Communications | Cable | 500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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