Medina County property record for 232 S Main St, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,428 sqft · built 1904 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,500 (Oct 2020) |
| Tax Bill | $2,010 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-05-025 |
| Primary APN | 037-27A-05-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 2,680 sqft |
| Upper Floors Area | 1,088 sqft |
| Basement Area | 1,340 sqft |
| Unfinished Basement | 1,340 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 18,382 sqft (0.422 acres) |
| Lot Dimensions | 232 ft deep x 71 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 317 sqft |
| Deck Area | 180 sqft |
| Patio Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 232 S MAIN ST |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 118 WH .000A |
| Legal Subdivision | VILLAGE OF SPENCER |
| Legal Lot Number | 118 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 S MAIN ST, SPENCER, OH 44275-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2023 | Survivorship Deed, Transfer · Line of Credit THE FARMERS SAVINGS BANK |
| Sep 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Dec 18, 2006 · Amount on Record |
| Deed Document Number | 202027244 |
| Prior Transfer Date | Mar 1, 2012 |
| Prior Transfer Doc | 0000000733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Apr 26, 2023 |
| Property Address | 232 S MAIN ST, SPENCER, OH 44275-9745 |
| Document Number | 0000005882 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023OR005882 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | TRANSOHIO TITLE, TRANSFER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 210 S MAIN ST, SPENCER, OH 44275-9745 |
| Document Number | 0000005883 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 2023OR005883 |
| Name | THE FARMERS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 232 S MAIN ST, SPENCER, OH 44275-9745 |
| Document Number | 0000021267 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | AGENT TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 232 S MAIN ST SPENCER OH 442759745, SPENCER, OH 44275-9745 |
| Document Number | 0000021267 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 21267 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,010.00 (-6.16%) | $45,470 (+1.95%) Land $13,340 Building $32,130 | $129,900 (+1.94%) Land $38,110 Building $91,790 |
| 2024 | $2,142.00 (+8.02%) | $44,600 (+3.26%) Land $18,530 Building $26,070 | |
| 2023 | $1,983.00 (-2.12%) | $43,190 (-) Land $18,530 Building $24,660 | |
| 2022 | $2,026.00 | $43,190 Land $18,530 Building $24,660 | $127,430 Land $52,950 Building $74,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Omni Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures