232 S Cedar St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 232 S Cedar St, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Lot Size0.108 acres (4,717 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jan 2023)
Tax Bill$2,363 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2023 Sale
+ 1 more
APN041-728-017-00

Property Details

APN / Parcel Number

Primary APN041-728-017-00

Exterior

Lot Area4,717 sqft (0.108 acres)

Location & Zoning

Street Address232 S CEDAR ST
CityKALKASKA
StateMI
Zip49646-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE N 32 FT OF LOT 17 BLK I VILL OF KALKASKA SEC 17 T27N-R7W
Legal Range07W
Legal Township27N
Legal Section17
Legal SubdivisionVILL OF KALKASKA
Legal Block1
Legal Lot Number17
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group2
Census Block2041
Census Tract950300

Owner

Source: Kalkaska County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address218 2ND ST, FIFE LAKE, MI 49633-9706
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST COMMUNITY BANK
Jan 30, 2023Warranty Deed, Transfer
Jan 30, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2023 · Amount on Record
Deed SaleJan 30, 2023 · Amount on Record
Prior SaleJan 30, 2023 · Amount on Record
Deed Document Number20233166625
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address232 S CEDAR ST, KALKASKA, MI 49646-5111
Transaction TypeMortgage
Record UpdatedJul 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003168546
DateJun 13, 2023
Instrument3168546
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALKASKA MI
Recording DateJan 30, 2023
Property Address232 S CEDAR ST, KALKASKA, MI 49646-5111
Document Number0003166625
Instrument DateDec 27, 2022
Instrument3166625
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 PLUM VALLEY RD NW, ALDEN, MI 49612-9613

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALKASKA MI
Recording DateJan 30, 2023
Property Address232 S CEDAR ST, KALKASKA, MI 49646-5111
Document Number0003166624
Instrument DateDec 27, 2022
Instrument3166624
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 268, GRAYLING, MI 49738-0268

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,000 (+19.38%)$186,000 (+19.38%)
2025$2,363.00 (+1.9%)$77,900$155,800
2024$2,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF KALKASKA
serves 2,020 people · EPA ID MI0003560
Water SourceGroundwater
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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