232 S Cayuga Rd, Buffalo, NY 14221 Property Records

Erie County and Amherst Town property record for 232 S Cayuga Rd, Buffalo, NY 14221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1977
Lot Size	0.243 acres (10,550 sqft)
Owner	Individual Name on File
Last Sale	$24,593 (Nov 2018)
Tax Bill	$7,100 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142289 81.09-5-13`

Property Details

APN / Parcel Number

Primary APN	`142289 81.09-5-13`
Alternative APN	`22890810900005013000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,550 sqft (0.243 acres)
Lot Dimensions	210 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 S CAYUGA RD
City	BUFFALO
State	NY
Zip	14221-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	837 PT3 20 11 7
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	5
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	5
Census Block	5013
Census Tract	8900

Owner

Source: Erie County and Amherst Town records · APN 142289 81.09-5-13

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 S CAYUGA RD, BUFFALO, NY 14221-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	2018228774
Deed Book / Page	11337 / 3635
Prior Transfer Date	Sep 10, 2018
Prior Transfer Doc	0113373635
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	232 S CAYUGA RD, BUFFALO, NY 14221-6708
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 S CAYUGA RD, WILLIAMSVILLE, NY 14221-6708

Mortgage

Document Number	0140240683
Date	Nov 05, 2021
Book Page	14024/683
Instrument	2021221348

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	232 S CAYUGA RD, BUFFALO, NY 14221-6708
Document Number	0139435612
Instrument Date	Jun 05, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 S CAYUGA RD WILLIAMSVILLE NY 142216708, WILLIAMSVILLE, NY 14221-6708

Mortgage

Document Number	0139435612
Date	Jun 18, 2020
Book Page	013943/005612

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Nov 15, 2018
Property Address	232 S CAYUGA RD, BUFFALO, NY 14221-6708
Document Number	0113373635
Book / Page	011337 / 003635
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$24.59
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 S CAYUGA RD BUFFALO NY 142216708, BUFFALO, NY 14221-6708

Mortgage

Document Number	138790359
Date	Nov 15, 2018
Book Page	013879/000359

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Erie County and Amherst Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Williamsville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,100.00 (+3.08%)	$340,000 (-) Land $57,000 Building $283,000	$343,400 (+1%) Land $57,570 Building $285,830
2024	$6,888.00 (+36.86%) Homeowner's exemption Senior Citizen's exemption	$340,000 (+73.47%) Land $57,000 Building $283,000	$340,000 (+7.55%) Land $57,000 Building $283,000
2023		$196,000 Land $26,500 Building $169,500	$316,129 Land $42,742 Building $273,387
2019	$5,033.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	23 (1979–2014)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Nov 2014 · Severe Winter Storm, Snowstorm, And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 463 locations within half a mile of this property.

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