232 S Bryan Rd, Richlands, NC 28574 Property Records

Onslow County property record for 232 S Bryan Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,638 sqft · built 1917
Lot Size	28.5 acres (1,243,638 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 2006)
Tax Bill	$681 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9-12.3`

Property Details

APN / Parcel Number

Primary APN	`9-12.3`
Alternative APNs	`427513000` `9 12,3,U` `052874`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,243,638 sqft (28.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	427513000
Street Address	232 S BRYAN RD
City	RICHLANDS
State	NC
Zip	28574-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1245
Legal Subdivision	BRYAN FAMILY DIVISION
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1002
Census Tract	303

Owner

232 S Bryan Rd is owned and occupied by two individuals who bought it in October 2006.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 S BRYAN RD, RICHLANDS, NC 28574-5138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 13, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 13, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2006 · Amount on File
Deed Sale	Oct 24, 2006 · Amount on File
Prior Sale	Nov 24, 1992
Deed Book / Page	2755 / 803
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	232 S BRYAN RD, RICHLANDS, NC 28574-5138
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055910606
Date	Oct 11, 2021
Book Page	5591/606

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	232 S BRYAN RD, RICHLANDS, NC 28574-5138
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058610897
Date	Oct 27, 2022
Book Page	5861/897

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	232 S BRYAN RD, RICHLANDS, NC 28574-5138
Document Number	0051490326
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S BRYAN RD RICHLANDS NC 285745138, RICHLANDS, NC 28574-5138

Mortgage

Document Number	0051490326
Date	Apr 21, 2020
Book Page	005149/000326

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	232 S BRYAN RD, RICHLANDS, NC 28574-5138
Document Number	0048910182
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S BRYAN RD RICHLANDS NC 285745138, RICHLANDS, NC 28574-5138

Mortgage

Document Number	0048910182
Date	Jan 30, 2019
Book Page	004891/000182

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 29, 2039

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	232 S BRYAN RD, RICHLANDS, NC 28574-5138
Document Number	0047590484
Instrument Date	Mar 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S BRYAN RD RICHLANDS NC 285745138, RICHLANDS, NC 28574-5138

Mortgage

Document Number	0047590484
Date	Apr 4, 2018
Book Page	004759/000484

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	232 S BRYAN RD, RICHLANDS, NC 28574-5138
Document Number	0046160972
Book / Page	004616 / 000972
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 S BRYAN RD RICHLANDS NC 285745138, RICHLANDS, NC 28574-5138

Mortgage

Document Number	0046160972
Date	May 17, 2017
Book Page	004616/000972

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 16, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 232 S Bryan Rd was $681.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$681.00	$171,036 Land $82,294 Building $88,742	$171,036 Land $82,294 Building $88,742
2023	$681.00 Additional exemption filed	$150,782 Land $91,660 Building $59,122	$150,782 Land $91,660 Building $59,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 S Bryan Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 S Bryan Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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