Volusia County property record for 232 S Beach St, Ormond Beach, FL 32174 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,160 sqft Living Area |
| Lot Size | 12,116 sqft (0.278 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2026) |
| Tax Bill | $8,628.00 (2025) |
| Primary APN | 4222-09-06-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 2,820 sqft Gross Area |
| 1st Floor | 2,160 sqft 1st Floor |
| Upper Floors | 750 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,116 sqft (0.278 acres) |
| Depth X Width | 233 ft x 52 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 660 sqft Garage |
| Porch Area | 516 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3079418 |
|---|---|
| Street Address | 232 S BEACH ST |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF LOT 2 & RIP RTS BLK 6 MELROSE ORMOND PER OR 4007 PG 0164 PER OR 6479 PG 0225 PER OR 6710 PG 1509 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 22 |
| Legal Subdivision | ORMOND |
| Legal Tract | 09 |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 80600 |
Source: Volusia County records · APN 4222-09-06-0020
Assessment roll updated March 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 S BEACH ST, ORMOND BEACH, FL 32174-6407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Apr 01, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | May 10, 2012 · Amount on Record |
| Deed Doc Number | 202692122 |
| Deed Book / Page | 8856 / 1245 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 21, 2026 |
| Property Address | 232 S BEACH ST, ORMOND BEACH, FL 32174-6407 |
| Document Number | 0000092122 |
| Book / Page | 8856 / 1245 |
| Instrument Date | May 11, 2026 |
| Instrument | 202692122 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459,550.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 S BEACH ST, ORMOND BEACH, FL 32174-6407 |
| Document Number | 0000092123, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202692123 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 232 S BEACH ST, ORMOND BEACH, FL 32174-6407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0076744234 |
|---|---|
| Date | Apr 01, 2019 |
| Book Page | 7674/4234 |
| Instrument | 2019-062163 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.9% |
| Index | 1-Year LIBOR |
| Max Rate | 8.9% |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,659 (+1.58%) Land $223,210 Building $312,449 | $535,659 (+1.58%) Land $223,210 Building $312,449 | |
| 2025 | $8,628.00 (+4.03%) | $527,307 (+0.17%) Land $223,210 Building $304,097 | $527,307 (+0.17%) Land $223,210 Building $304,097 |
| 2023 | $8,294.00 (+10.06%) | $526,393 (+11.33%) Land $223,210 Building $303,183 | $526,393 (+11.33%) Land $223,210 Building $303,183 |
| 2022 | $7,536.00 | $472,833 Land $157,560 Building $315,273 | $472,833 Land $157,560 Building $315,273 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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