Essex County and St. Armand Town property record for 232 River Rd, Bloomingdale, NY 12913
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,782 sqft · built 1998 |
| Lot Size | 22.5 acres (980,100 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $650,000 (Aug 2024) |
| Tax Bill | $5,876 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| APN | 154489 13.4-1-8.095 |
| Primary APN | 154489 13.4-1-8.095 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Upper Floors Area | 594 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 980,100 sqft (22.5 acres) |
| Porch | Patio |
| Porch Area | 128 sqft |
| Cabin | 432 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 705L103706 |
|---|---|
| Street Address | 232 RIVER RD |
| City | BLOOMINGDALE |
| State | NY |
| Zip | 12913-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 143 RICHARDS SUR |
| Legal Block | 1 |
| Legal Lot Number | 8.095 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | ST. ARMAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960300 |
Source: Essex County and St. Armand Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 504 MYRTLE AVE, 5A, BROOKLYN, NY 11205-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2024 · Amount on Record |
| Deed Sale | Aug 2, 2024 · Amount on Record |
| Prior Sale | May 30, 1997 · Amount on Record |
| Deed Document Number | 20242521 |
| Deed Book / Page | 2172 / 44 |
| Prior Transfer Date | Sep 17, 1998 |
| Prior Transfer Doc | 1188000045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 232 RIVER RD, BLOOMINGDALE, NY 12913-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-013 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 0000002426/0000000180 |
| Instrument | 2017-013 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Essex County and St. Armand Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | St. Armand Town |
| Unified School District | Saranac Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,876.00 (+2.07%) Homeowner's exemption | ||
| 2025 | $5,757.00 (+143.63%) | $421,430 (+20.86%) Land $139,100 Building $282,330 | $421,430 (+8.78%) Land $139,100 Building $282,330 |
| 2023 | $348,700 (-) Land $94,000 Building $254,700 | $387,400 (+11.1%) Land $104,432 Building $282,968 | |
| 2022 | $2,363.00 (-51.22%) Homeowner's exemption | $348,700 Land $94,000 Building $254,700 | $348,700 Land $94,000 Building $254,700 |
| 2020 | $4,844.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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