St. Johns County property record for 232 River Island Cir, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,262 sqft · built 1999 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,500 (Jun 2012) |
| Tax Bill | $1,631 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 074531-0090 |
| Primary APN | 074531-0090 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 1,262 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 630 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 232 RIVER ISLAND CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 9 OR1393/1751 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 50 |
| Legal Subdivision | EAGLE CREEK OF ST AUGUSTINE |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20606 |
232 River Island Cir is owned and occupied by two individuals who bought it in June 2012.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 RIVER ISLAND CIR, SAINT AUGUSTINE, FL 32095-8072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2012 · Amount on File |
| Deed Sale | Jun 6, 2012 · Amount on File |
| Deed Document Number | 201231738 |
| Deed Book / Page | 3570 / 711 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 232 River Island Cir was $1,631 with a homeowner's exemption, up 16.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,353 (+2.7%) | $274,302 (-3.24%) Land $65,000 Building $209,302 | |
| 2025 | $1,631.00 (+16.09%) Homeowner's exemption | $134,716 (+2.9%) | $283,500 (-4.55%) Land $60,000 Building $223,500 |
| 2024 | $1,405.00 (+2.41%) Homeowner's exemption | $130,919 (+3%) | $297,004 (+3.08%) Land $74,000 Building $223,004 |
| 2023 | $1,372.00 (+4.26%) Homeowner's exemption | $127,106 (+3%) | $288,140 (+10.77%) Land $70,000 Building $218,140 |
| 2022 | $1,316.00 Homeowner's exemption | $123,404 | $260,113 Land $61,600 Building $198,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 River Island Cir in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured incl. 98 condo units |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 River Island Cir is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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