232 Ridge Rd, Thomson, GA 30824 Property Records

McDuffie County property record for 232 Ridge Rd, Thomson, GA 30824

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 2,774 sqft · built 2019
Lot Size4.21 acres (183,388 sqft)
Owner2 Individual Names on File
Tax Bill$4,698 (2025)
Deeds & MortgagesJun 2019 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00160 00000 004 C00

Property Details

APN / Parcel Number

Primary APN00160 00000 004 C00
Alternative APN
  • 12781

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,774 sqft Heated Area
Gross Area3,334 sqft
1st Floor Area2,774 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialFiber Cement Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area183,388 sqft (4.21 acres)
Garage Area648 sqft
PorchSlab
Patio Area376 sqft
Lean-To660 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12781
Street Address232 RIDGE RD
CityTHOMSON
StateGA
Zip30824-6442
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR1
Legal Description232 RIDGE RD NW
JurisdictionMCDUFFIE GA
Township / Civil DivisionTHOMSON
Census Block Group2
Census Block2031
Census Tract950100

Owner

232 Ridge Rd, a rural home, is owned and occupied by two individuals.

Source: McDuffie County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address232 RIDGE RD, THOMSON, GA 30824-6442
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2019Deed of Trust, Mortgage · Commercial Mortgage
QUEENSBOROUGH NATIONAL BANK
Feb 13, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address232 RIDGE RD, THOMSON, GA 30824-6442
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressGA

Mortgage

Document Number0000000677/0000000299
DateJun 28, 2019
Book Page0000000677/0000000299
Lender
NameQUEENSBOROUGH NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueJan 1, 2020

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateFeb 13, 2020
Property Address232 RIDGE RD, THOMSON, GA 30824-6442
Document Number000684/280
Book / Page684 / 280
Instrument DateFeb 13, 2020
Instrument2020-000107
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 RIDGE RD, THOMSON, GA 30824-6442
InvestorPossibly a Property Investor

Mortgage

Document Number0000684282
DateFeb 13, 2020
Instrument684/282
Lender
NameAMERIS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 232 Ridge Rd was $4,698, up 4.3% from the year before.

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcDuffie County
Unified School DistrictMcDuffie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,851 (+0.45%) Land $13,370 Building $185,481$497,127 (+0.45%) Land $33,424 Building $463,703
2025$4,698.00 (+4.28%)$197,954 (+5.92%) Land $12,495 Building $185,459$494,884 (+5.92%) Land $31,237 Building $463,647
2024$4,505.00 (+2.22%)$186,894 (+5.95%) Land $11,257 Building $175,637$467,235 (+5.95%) Land $28,142 Building $439,093
2023$4,407.00 (-5.29%)$176,397 (+0.66%) Land $8,384 Building $168,013$440,993 (+0.66%) Land $20,961 Building $420,032
2022$4,653.00$175,242 Land $8,384 Building $166,858$438,107 Land $20,961 Building $417,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Ridge Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

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