232 Richards Ln, Bluff City, TN 37618 Property Records

Sullivan County property record for 232 Richards Ln, Bluff City, TN 37618

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,770 sqft · built 1979
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Owner Names on Record
Last Sale	$65,000 (Jul 1997)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082126 08010`

Property Details

APN / Parcel Number

Primary APN	`082126 08010`
Alternative APN	`126 08010`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	228 ft deep x 236 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	232 RICHARDS LN
City	BLUFF CITY
State	TN
Zip	37618-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DISTRICT: 16, COUNTY AREA: A22
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	43302

Owner

Source: Sullivan County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	232 RICHARDS LN, BLUFF CITY, TN 37618-4629
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 1997 · Amount on Record
Deed Sale	Jul 24, 1997 · Amount on Record
Prior Sale	Jul 28, 1997 · Amount on Record
Deed Document Number	00237C0270
Deed Book / Page	126
Last Transfer Date	Jul 22, 2009
Transfer Doc	2798C58
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	232 RICHARDS LN, BLUFF CITY, TN 37618-4629
Document Number	3393539
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 RICHARDS LN BLUFF CITY TN 376184629, BLUFF CITY, TN 37618-4629

Mortgage

Document Number	3393539
Date	Jul 22, 2020
Book Page	003393/000539
Instrument	20013900

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00	$67,550 (+103.62%) Land $3,500 Building $64,050	$270,200 (+103.62%) Land $14,000 Building $256,200
2023		$33,175 Land $2,000 Building $31,175
2021			$132,700 Land $8,000 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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