232 Rhoads Rd, Kutztown, PA 19530 Property Records

Berks County property record for 232 Rhoads Rd, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1988
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2017)
Tax Bill	$1,651 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5446-04-63-0382`

Property Details

APN / Parcel Number

Primary APN	`5446-04-63-0382`
Alternative APNs	`45-5446-04-63-0382` `45004905` `004905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Family Room	Family Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Lot Area	64,469 sqft
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	462 sqft
Porch	Open Frame Porch
Deck Area	Deck Area
Milk House	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	45004905
Street Address	232 RHOADS RD
City	KUTZTOWN
State	PA
Zip	19530-9033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STONE CORNER FARM
Legal Block	63
Legal Lot Number	16
Jurisdiction	BERKS PA
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2004
Census Tract	13902

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 RHOADS RD, KUTZTOWN, PA 19530-9033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Mar 30, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Jul 3, 2007 · Amount on Record
Deed Document Number	201711197
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	232 RHOADS RD, KUTZTOWN, PA 19530-9033
Document Number	0000024354
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	ASSOCIATED ABSTRACT SERVICES LLC, ASSOCIATED ABS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 RHOADS RD KUTZTOWN PA 195309033, KUTZTOWN, PA 19530-9033

Mortgage

Document Number	0000024354
Date	Jul 22, 2020
Instrument	24354

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2035

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Mar 30, 2017
Property Address	232 RHOADS RD, KUTZTOWN, PA 19530-9033
Document Number	0000011197
Instrument Date	Mar 29, 2017
Instrument	11197
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	232 RHOADS RD KUTZTOWN PA 195309033, KUTZTOWN, PA 19530-9033

Mortgage

Document Number	11198
Date	Mar 30, 2017
Instrument	11198

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Greenwich Township
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,651.00 (+12.47%)	$157,100 (-) Land $31,400 Building $125,700	$31,400 (-80.01%) Land $31,400
2024	$1,468.00	$157,100 Land $31,400 Building $125,700
1994			$157,100 Land $31,400 Building $125,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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