232 Rector St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 232 Rector St, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details2,141 sqft · built 1909
Lot Size0.034 acres (1,498 sqft)
OwnerIndividual Name on Record
Last Sale$333,000 (Nov 2020)
Tax Bill$8,044 (2025)
Deeds & MortgagesJun 2025 Transfer
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-00049-0000-00024

Property Details

APN / Parcel Number

Primary APN16-00049-0000-00024
Alternative APN
  • 160004900024

Interior

Stories2 Stories
Building Area2,141 sqft Living Area

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialBrick
Construction TypeBrick
Lot Area1,498 sqft (0.034 acres)
Lot Dimensions100 ft deep x 15 ft wide

Location & Zoning

Street Address232 RECTOR ST
CityPERTH AMBOY
StateNJ
Zip08861-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal Description15X100
Legal Block49
Legal Lot Number24
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group3
Census Block3004
Census Tract4900

Owner

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address135 LOWELL ST, CARTERET, NJ 07008-2917
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2025Intrafamily Transfer, Transfer
Nov 24, 2020Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleSep 14, 1998 · Amount on Record
Deed Document Number2020119219
Deed Book / Page18145 / 683
Record UpdatedSep 20, 2026

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateJun 5, 2025
Property Address232 RECTOR ST, PERTH AMBOY, NJ 08861-4424
Document Number0000032653
Book / Page19741 / 1370
Instrument DateMay 30, 2025
Instrument2025032653
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address230 RECTOR ST, PERTH AMBOY, NJ 08861-4424

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 RECTOR ST, PERTH AMBOY, NJ 08861-4424
InvestorPossibly a Property Investor

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateNov 24, 2020
Property Address232 RECTOR ST, PERTH AMBOY, NJ 08861-4424
Document Number2020119219
Book / Page18145 / 683
Instrument DateNov 16, 2020
Instrument2020119219
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyTRIDENT ABSTRACT TTL AGCY LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,972.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8341 N 12TH ST, 8341, KALAMAZOO, MI 49009-9017

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 RECTOR ST, PERTH AMBOY, NJ 08861-4424

Mortgage

Document Number2020119220
DateNov 24, 2020
Instrument2020119220
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,100 (-) Land $105,100 Building $148,000$253,100 (-) Land $105,100 Building $148,000
2025$8,044.00 (+5.34%)$253,100 (-) Land $105,100 Building $148,000$253,100 (-) Land $105,100 Building $148,000
2024$7,636.00 (+1.42%)
2023$253,100 Land $105,100 Building $148,000$253,100 Land $105,100 Building $148,000
2022$7,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1990–2024)
Claims Outside the SFHA6 of 14
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 8 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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