DeKalb County property record for 232 Rd 1937, Geraldine, AL 35974
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,303 sqft · built 2006 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Oct 2017) |
| Tax Bill | $1,057 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2009 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-34-0-000-021.009 |
| Primary APN | 20-08-34-0-000-021.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| 1st Floor Area | 1,303 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Area | 1,404 sqft |
| Porch | Slab |
| Porch Area | 608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 145722 |
|---|---|
| Street Address | 232 ROAD 1937 |
| City | GERALDINE |
| State | AL |
| Zip | 35974-3887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONT 1.03 AC S34 T7S R6E GERALDINEBENT OAK ESTATES LOT 4 |
| Legal Range | 06E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | BENT OAK ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | DEKALB AL |
| Township / Civil Division | GERALDINE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 960602 |
Source: DeKalb County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 ROAD 1937, GERALDINE, AL 35974-3887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 17, 2009 | Deed of Trust, Mortgage · FHA Mortgage SUPERIOR BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on Record |
| Deed Sale | Oct 11, 2017 · Amount on Record |
| Deed Book / Page | 889 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEKALB AL |
| Property Address | GERALDINE, AL 35974 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 5001/16823 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 5001/16823 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEKALB AL |
| Property Address | GERALDINE, AL 35974 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001628/212 |
|---|---|
| Date | Nov 17, 2009 |
| Book Page | 1628/212 |
| Instrument | 3017161 |
| Name | SUPERIOR BANK |
|---|---|
| Type | Seller |
| Address | 17 20TH ST N STE 610, BIRMINGHAM, AL 35203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEKALB AL |
| Property Address | 289 PARK ST, GERALDINE, AL 35974-3609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5001/16823 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 5001/16823 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEKALB AL |
| Recording Date | Oct 11, 2017 |
| Property Address | 289 PARK ST, GERALDINE, AL 35974-3609 |
| Document Number | 889/272 |
| Book / Page | 889 / 272 |
| Map Reference | MB 7 PG 189 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 115, GERALDINE, AL 35974-0115 |
| Name | Verified Name |
|---|---|
| Address | 289 PARK ST, GERALDINE, AL 35974-3609 |
| Document Number | 2214232 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2214/232 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: DeKalb County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | DeKalb County |
| Municipality | Geraldine Town |
| Unified School District | DeKalb County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057.00 (+7.31%) Homeowner's exemption | ||
| 2025 | $985.00 (+11.3%) Homeowner's exemption | $25,700 (+10.68%) Land $720 Building $24,980 | $256,960 (+10.68%) Land $7,260 Building $249,700 |
| 2023 | $885.00 (-5.85%) | $23,220 (-) | $232,160 (-) Land $7,260 Building $224,900 |
| 2022 | $940.00 | $23,220 Land $720 Building $22,500 | $232,160 Land $7,260 Building $224,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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