Macomb County property record for 232 Prospect St, Romeo, MI 48065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1925 |
| Lot Size | 0.125 acres (5,445 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-01-35-354-026 |
| Primary APN | 27-01-35-354-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 598 sqft |
| Basement Area | 598 sqft |
| Unfinished Basement | 598 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 5,445 sqft (0.125 acres) |
| Lot Dimensions | 152 ft deep x 44 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 232 PROSPECT ST |
|---|---|
| City | ROMEO |
| State | MI |
| Zip | 48065-4640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 VLG CK |
| Legal Description | SPLIT/COMBINED ON 12/23/2019 FROM 27-01-35-354-011, 27-01-35-354-016; A/P NO. 2 (L17, P22); LOT 46 AND PART OF LOT 41 TOGETHER DESC AS: COMM AT SW COR LOT 43; TH N00*02?51?W 299.54 FT TO POB; TH N00*02?51?W 45.50 FT; TH S88*52?16?E 98.50 FT; TH S00*1 |
| Legal Subdivision | ASSESSORS PLAT NO 2 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | BRUCE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 206700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
232 Prospect St is owned and occupied by an individual.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 PROSPECT ST, ROMEO, MI 48065-4640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 232 PROSPECT ST, ROMEO, MI 48065-4640 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 232 PROSPECT ST, ROMEO, MI 48065-4640 |
| Document Number | 2102260137 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 28139/275 |
| Instrument | 202102260137 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 232 Prospect St was $1,568 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Bruce Township |
| Municipality | Romeo Village |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,400 | $186,800 | |
| 2025 | $1,568.00 | ||
| 2023 | $72,100 | $144,200 | |
| 2022 | $1,380.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 232 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 232 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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