232 Prospect St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 232 Prospect St, Lawrence, MA 01841

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,384 sqft · built 1890
Lot Size0.316 acres (13,770 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jun 2005)
Tax Bill$3,834 (2026)
Deeds & MortgagesJun 2024 Refinance
Flood ZoneZone X (minimal risk)
APN89 0000 0047 A

Property Details

APN / Parcel Number

Primary APN89 0000 0047 A
Alternative APN
  • LAWR M:0089 B:0000 L:0047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,384 sqft Living Area
Gross Area2,918 sqft
Basement Area1,048 sqft
Unfinished Basement1,048 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,770 sqft (0.316 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number89 0000 0047 A
Street Address232 PROSPECT ST
CityLAWRENCE
StateMA
Zip01841-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number47
JurisdictionLAWRENCE MA
Township / Civil DivisionLAWRENCE
Census Block Group1
Census Block1008
Census Tract250700

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 PROSPECT ST, LAWRENCE, MA 01841-2832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2005 · Amount on Record
Deed SaleJun 24, 2005 · Amount on Record
Deed Document Number200522760
Deed Book / Page9591 / 319
Record UpdatedOct 29, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address232 PROSPECT ST, LAWRENCE, MA 01841-2832
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number018015-324
DateJun 17, 2024
Book Page18015/324
Instrument9439
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLawrence City
Unified School DistrictLawrence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,834.00 (+0.52%)$443,700 (+2.38%) Land $149,000 Building $294,700$529,545 (+21.71%)
2025$3,814.00 (+6.69%)$433,400 (+12.13%) Land $149,000 Building $284,400$435,100
2024$3,575.00 (-5.67%)$386,500 (+3.62%) Land $154,500 Building $232,000
2023$3,790.00$373,000 Land $149,300 Building $223,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAWRENCE WATER WORKS
serves 89,143 people · EPA ID MA3149000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Prospect St

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