232 Powdersby Rd, Joppa, MD 21085 Property Records

Harford County property record for 232 Powdersby Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,872 sqft · built 2003
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on Record
Last Sale$493,000 (Jun 2022)
Tax Bill$4,464 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-339028

Property Details

APN / Parcel Number

Primary APN01-339028
Alternative APN
  • 339028

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,872 sqft Total Area
Basement Area675 sqft
Finished Basement675 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,456 sqft (0.263 acres)
Garage TypeMixed
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Deck Area322 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number339028
Street Address232 POWDERSBY RD
CityJOPPA
StateMD
Zip21085-5418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1COS
Legal DescriptionLOT 205 11456 SF 232 POWDERSBY ROAD GUNPOWDER PT 107/65
Legal SubdivisionGUNPOWDER
Legal Lot Number205
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2008
Census Tract301301

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address232 POWDERSBY RD, JOPPA, MD 21085-5418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Prior SaleMay 17, 2006
Deed Book / Page15567 / 30
Prior Transfer DateDec 22, 2005
Prior Transfer Doc0066240069
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 23, 2022
Property Address232 POWDERSBY RD, JOPPA, MD 21085-5418
Document Number0155670030
Book / Page15567 / 30
Map ReferenceMB 107 FO 65
Instrument DateJun 15, 2022
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyAWO TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 POWDERSEY ROAD, JOPPA, MD 21085-5418

Mortgage

Document Number0155670035
DateJun 23, 2022
Instrument15567-0035
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,464.00 (+26.49%)$409,600 (+11.7%)$452,500 (-) Land $98,400 Building $354,100
2025$3,529.00 (+7.46%)$366,700 (+17.32%)$452,500 (+39.75%) Land $98,400 Building $354,100
2023$312,567$323,800 Land $98,400 Building $225,400
2022$3,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1978–2022)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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