232 Pond Dr, Dunnsville, VA 22454 Property Records

Essex County property record for 232 Pond Dr, Dunnsville, VA 22454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,076 (2026)
Deeds & Mortgages	Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`50-2-43`

Property Details

APN / Parcel Number

Primary APN	`50-2-43`
Alternative APN	`10287`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	100 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10287
Street Address	232 POND DR
City	DUNNSVILLE
State	VA
Zip	22454-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	DIX SUBDIVISION LOT 43 SECT II
Legal Subdivision	DIX SUBDIVISION
Legal Lot Number	43
Jurisdiction	ESSEX VA
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3023
Census Tract	950800

Owner

232 Pond Dr, a single family home, is owned by two individuals.

Source: Essex County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1342, TAPPAHANNOCK, VA 22560-1342
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	232 POND DR, DUNNSVILLE, VA 22454-3318
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000156
Date	Jan 31, 2022
Instrument	220000156

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 232 Pond Dr was $1,076.

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,076.00	$195,800 (-) Land $22,000 Building $173,800	$195,800 (-) Land $22,000 Building $173,800
2025	$1,076.00	$195,800 Land $22,000 Building $173,800	$195,800 Land $22,000 Building $173,800
2023	$1,122.00	$153,800 Land $20,000 Building $133,800	$153,800 Land $20,000 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Pond Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	86 (1985–2023)
Claims Outside the SFHA	4 of 86
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 23 claims Hurricane Isabel, Sep 2003 · 31 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Pond Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20