Cherokee County property record for 232 Phillips Farm Rd, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 2014 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016522-23-3 |
| Primary APN | 016522-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Lot Area | 60,984 sqft (1.4 acres) |
| Porch | Slab |
| Street Address | 232 PHILLIPS FARM RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 228 PHILLIPS FARM RD ADDED SURVIVORSHIP FROM 78-10 9/24/13 (SEE 78-10 F SCREEN) |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970204 |
232 Phillips Farm Rd is owned and occupied by an individual who acquired it in August 2026.
Source: Cherokee County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 PHILLIPS FARM RD, GAFFNEY, SC 29341-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Distribution, Transfer NONE LISTED ON DOCUMENT |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2014 |
| Deed Sale | Jan 15, 2014 |
| Deed Book / Page | 66 / 8945 |
| Last Transfer Date | Aug 6, 2026 |
| Transfer Doc | 0000004416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 6, 2026 |
| Property Address | 232 PHILLIPS FARM RD, GAFFNEY, SC 29341-3610 |
| Document Number | 0000004416 |
| Book / Page | 201 / 2969 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20264416 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 PHILLIPS FARM RD, GAFFNEY, SC 29341-3610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 228 PHILLIPS FARM RD, GAFFNEY, SC 29341-3610 |
| Document Number | 0001301698 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 PHILLIPS FARM RD GAFFNEY SC 293413610, GAFFNEY, SC 29341-3610 |
| Document Number | 0001301698 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 000130/001698 |
| Instrument | 432 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 24, 2036 |
The 2025 property tax bill for 232 Phillips Farm Rd was $598.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 | $4,810 Land $480 Building $4,330 | $120,200 Land $12,000 Building $108,200 |
| 2023 | $501.00 | $4,810 Land $480 Building $4,330 | $120,200 Land $12,000 Building $108,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Phillips Farm Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Phillips Farm Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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