232 Peninsula Point Dr, Moneta, VA 24121 Property Records

Franklin County property record for 232 Peninsula Point Dr, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	5 bd · 4 ba · 1,912 sqft · built 1982
Lot Size	0.037 acres (1,649 sqft)
Owner	Individual Name on Record
Tax Bill	$4,835 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 06-047 00`

Property Details

APN / Parcel Number

Primary APN	`048 06-047 00`
Alternative APN	`15024`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	1,744 sqft
Basement Area	1,125 sqft
Finished Basement	1,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,649 sqft (0.037 acres)
Terrain	Rolling
View / Lot	Waterfront
Porch	Slab
Porch Area	104 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15024
Street Address	232 PENINSULA POINT DR
City	MONETA
State	VA
Zip	24121-3280
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPD
Legal Description	BERNARDS LANDING LOT B CLUSTER 11 TOWNHOUSE
Legal Subdivision	TOWNHOUS
Legal Lot Number	B
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 WAPLES GLEN CT, OAKTON, VA 22124-2035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit WALTON MORTGAGE INC
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	May 6, 2026
Property Address	232 PENINSULA POINT DR, MONETA, VA 24121-3280
Document Number	0000002886
Book / Page	1245 / 5
Instrument Date	May 4, 2026
Instrument	20262886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PENINSULA POINT DR, MONETA, VA 24121-3280

Mortgage

Document Number	0000002886,
Date	May 6, 2026
Book Page	1245/5
Instrument	20262886

Lender

Name	WALTON MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 4, 2046

Interest

Rate	6.46%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	232 PENINSULA POINT DR, MONETA, VA 24121-3280
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011800457
Date	Feb 28, 2022
Book Page	1180/457
Instrument	220001654

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,835.00 (+27.17%)	$1,124,500 (+80.38%) Land $335,000 Building $789,500	$1,124,500 (+80.38%) Land $335,000 Building $789,500
2023	$3,802.00	$623,400 (-) Land $230,800 Building $392,600	$623,400 (-) Land $230,800 Building $392,600
2022		$623,400 Land $230,800 Building $392,600	$623,400 Land $230,800 Building $392,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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