232 Pebble Beach Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 232 Pebble Beach Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 2015
Lot Size	0.044 acres (1,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$413,000 (Oct 2025)
Tax Bill	$3,924 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062F0-03-00-07500`

Property Details

APN / Parcel Number

Primary APN	`062F0-03-00-07500`
Alternative APN	`27472`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Finished Area
Basement Area	840 sqft
Finished Basement	795 sqft
Unfinished Basement	45 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	1,917 sqft (0.044 acres)
Porch	Slab
Porch Area	21 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	232 PEBBLE BEACH CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA FOREST LOT 75 PH3
Legal Subdivision	DUNLORA FOREST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2000
Census Tract	10602

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 PEBBLE BEACH CT, CHARLOTTESVILLE, VA 22901-3246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 10, 2020	Grant Deed, Transfer · Conventional with PMI TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Apr 10, 2020 · Amount on Record
Deed Document Number	20259845
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 21, 2025
Property Address	232 PEBBLE BEACH CT, CHARLOTTESVILLE, VA 22901-3246
Document Number	202500009845
Map Reference	MB 4440 PG 102-110
Instrument Date	Oct 14, 2025
Instrument	202500009845
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	232 PEBBLE BEACH CT, CHARLOTTESVILLE, VA 22901-3246

Mortgage

Document Number	202500009846
Date	Oct 21, 2025
Instrument	202500009846

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 10, 2020
Property Address	232 PEBBLE BEACH CT, CHARLOTTESVILLE, VA 22901-3246
Document Number	0000003994
Book / Page	005299 / 000308
Instrument Date	Apr 2, 2020
Instrument	3994
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	RED FOX TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PEBBLE BEACH CT CHARLOTTESVILLE VA 229013246, CHARLOTTESVILLE, VA 22901-3246

Mortgage

Document Number	3995
Date	Apr 10, 2020
Book Page	005299/000311
Instrument	3995

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,924.00 (-4.15%)	$438,900 (-4.17%) Land $102,400 Building $336,500	$438,900 (-4.17%) Land $102,400 Building $336,500
2025	$4,094.00 (+13.28%)	$458,000 (+8.2%) Land $101,300 Building $356,700	$458,000 (+8.2%) Land $101,300 Building $356,700
2023	$3,614.00	$423,300 Land $95,600 Building $327,700	$423,300 Land $95,600 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Ting.

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