232 Pearson St, Clarksdale, MS 38614 Property Records

Coahoma County property record for 232 Pearson St, Clarksdale, MS 38614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,545 sqft · built 1980
Lot Size	0.245 acres (10,703 sqft)
Owner	Individual Name on Record
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`136E140052001 0005200`

Property Details

APN / Parcel Number

Primary APN	`136E140052001 0005200`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	1,545 sqft Adjusted Area
1st Floor Area	1,418 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,703 sqft (0.245 acres)
Garage Type	Carport
Carport	Carport
Utility Building	320 sqft

Location & Zoning

Street Address	232 PEARSON ST
City	CLARKSDALE
State	MS
Zip	38614-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 ANDREWS ACRES SUB #1
Legal Range	04
Legal Township	27
Legal Section	14
Legal Subdivision	ANDREWS ACRES SUB #1
Legal Lot Number	52
Jurisdiction	COAHOMA MS
Township / Civil Division	1
Census Block Group	3
Census Block	3007
Census Tract	950400

Owner

Source: Coahoma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage SOUTHERN BANCORP CAPITAL PARTNERS
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 30, 2024	Deed of Trust, Mortgage MISSISSIPPI HOME CORP
Apr 30, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302

Mortgage

Document Number	02025/3563
Date	Aug 21, 2025
Book Page	2025/3563
Instrument	20253563

Lender

Name	SOUTHERN BANCORP CAPITAL PARTNERS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Aug 25, 2033

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 MAIN STREET, LYON, MS 38645

Mortgage

Document Number	02024/1286
Date	Apr 30, 2024
Book Page	2024/1286
Instrument	20241286

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302

Mortgage

Document Number	02024/1305
Date	Apr 30, 2024
Book Page	2024/1305
Instrument	20241305

Lender

Name	MISSISSIPPI HOME CORP
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COAHOMA MS
Recording Date	Apr 30, 2024
Property Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302
Document Number	02024/1654
Book / Page	2024 / 1654
Instrument Date	Apr 25, 2024
Instrument	20241654
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 RED OAK LN, STARKVILLE, MS 39759-5831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PEARSON ST, CLARKSDALE, MS 38614-2302

Tax Assessment & Valuation

Source: Coahoma County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Coahoma County
Municipality	Clarksdale City
Unified School District	Coahoma County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 Homeowner's exemption	$7,697 (+3.09%) Land $1,200 Building $6,497	$76,972 (+3.1%) Land $12,000 Building $64,972
2023		$7,466 Land $1,200 Building $6,266	$74,657 Land $12,000 Building $62,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	41 (1979–2019)
Claims Outside the SFHA	6 of 41
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 24 claims Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKDALE WATER ASSN # 1 public/private · serves 4,500 people · EPA ID MS0380001
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	CLARKSDALE PUBLIC UTILITIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Uplink Internet Fiber	2,500 / 2,500
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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