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232 Parson Way, Lancaster, KY 40444 Property Records

Garrard County property record for 232 Parson Way, Lancaster, KY 40444 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Lot Size3,330,598 sqft (76.4 acres)
GarageBasement
OccupancyOwner Occupied
Last Sale$450,000 (2025)
Tax Bill$2,086.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-14
Alternative APNs
  • 24807
  • 8318

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,330,598 sqft (76.4 acres)
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemOther Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number24807
Street Address232 PARSON WAY
CityLANCASTER
StateKY
Zip40444-7682
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal SubdivisionDAVID E TOWNES ESTATE
JurisdictionGARRARD KY
Minor Civil DivisionBRYANTSVILLE
Census Blockgroup2
Census Block2029
Census Tract970102

Owner

Source: Garrard County records · APN 20-14

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address232 PARSON WAY, LANCASTER, KY 40444-7682
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2025Deed of Trust, Mortgage · Unknown
CENTRAL KENTUCKY AG CREDIT ASSN
Apr 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MORTGAGE CORPORATION
Jan 15, 2025Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Mar 29, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2025 · Amount on Record
Deed SaleJan 15, 2025 · Amount on Record
Deed Doc Number2025190723
Deed Book / Page330 / 80
Prior Transfer DateMar 10, 2023
Prior Transfer Doc0000174897
Record RefreshedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRARD KY
Property Address232 PARSON WAY, LANCASTER, KY 40444-7682
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 WOODS MOYER RD, LANCASTER, KY 40444-8769

Mortgage

Document Number00M454/478
DateFeb 21, 2025
Book PageM454/478
Instrument191668
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeBank
AddressLEXINGTON, KY 40504
Agreement
TypeUnknown
AmountAmount Recorded
Term300 Months
DueFeb 21, 2050

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRARD KY
Recording DateApr 02, 2026
Property Address232 PARSON WAY, LANCASTER, KY 40444-7682
Document Number0000213452
Book / Page469 / 883
Instrument DateMar 27, 2026
Instrument2026213452
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCEDAR TITLE SERVICES, CLEAR TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 PARSON WAY, LANCASTER, KY 40444-7682

Mortgage

Document Number0000213452,
DateApr 02, 2026
Book Page469/883
Instrument2026213452
Lender
NameCHURCHILL MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionGARRARD KY
Recording DateJan 15, 2025
Property Address232 PARSON WAY, LANCASTER, KY 40444-7682
Document Number000D330/80
Book / PageD330 / 80
Map ReferenceCAB 7 SL 119
Instrument DateJan 14, 2025
Instrument190723
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address321 RED CLOUD DR, WALESKA, GA 30183-4648

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address232 PARSON WAY, LANCASTER, KY 40444-7682

Mortgage

Document Number0000190728
DateJan 15, 2025
Instrument190728
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGARRARD KY
Recording DateMar 29, 2023
Property Address232 PARSON WAY, LANCASTER, KY 40444-7682
Document Number00D320/473
Book / PageD320 / 473
Map ReferenceDB 205 PG 506
Instrument DateMar 10, 2023
Instrument174897
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address232 PARSON WAY, LANCASTER, KY 40444-7682

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 PARSON WAY, LANCASTER, KY 40444-7682

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateKentucky
CountyGarrard County
Unified School DistrictGarrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,086.00 (-0.48%)$197,000 (+17.96%) Land $32,000 Building $165,000$197,000 (+17.96%) Land $32,000 Building $165,000
2024$2,096.00 (+31.58%)$167,000 (+3.09%) Land $32,000 Building $135,000$167,000 (+3.09%) Land $32,000 Building $135,000
2023$1,593.00 (-4.78%) Homeowner's exemption$162,000 (-) Land $32,000 Building $130,000$162,000 (-) Land $32,000 Building $130,000
2022$1,673.00 Homeowner's exemption$162,000 Land $32,000 Building $130,000$162,000 Land $32,000 Building $130,000

Flood & Wildfire

232 Parson Way is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Garrard County (21079C), updated December 21, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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