232 Palm Ln, Flora, IL 62839 Property Records

Clay County property record for 232 Palm Ln, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	1 Baths
Architecture Style	Multifamily
Year Built	Built 1962
Square Footage	1,056 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Garage	748 sqft
Occupancy	Owner Occupied
Tax Bill	$4,099.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-08-200-002`

Interior

Full Baths	1 Baths
Building Area	1,056 sqft Living Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Shingle Roof
Lot Area	217,800 sqft (5 acres)
Parking Spaces	3 Parking Spaces
Garage Area	748 sqft Garage
Porch Area	36 sqft Porch
Lean-To	672 sqft Lean-To
Pole Structure	924 sqft Pole Structure

Location & Zoning

Street Address	232 PALM LN
City	FLORA
State	IL
Zip	62839-3018
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 8-3-6 5 AC NE/COR NW NE (225'X 969.16') 5 AC
Legal Range	06
Legal Township	03
Legal Section	08
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	2
Census Block	2109
Census Tract	972000

Owner

Source: Clay County records · APN 10-08-200-002

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 PALM LN, FLORA, IL 62839-3018
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST
May 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLORA BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 30, 2021
Transfer Doc	0000201862
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	232 PALM LN, FLORA, IL 62839-3018
Transaction Type	Mortgage
Record Updated	Mar 04, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D202600280
Date	Feb 10, 2026
Instrument	D202600280

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	232 PALM LN, FLORA, IL 62839-3018
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201863
Date	May 17, 2021
Instrument	201863

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2026

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	232 PALM LN, FLORA, IL 62839-3018
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D196307
Date	Mar 29, 2019
Instrument	D196307

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 22, 2020

Interest

Rate Type	Fixed Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	May 17, 2021
Property Address	232 PALM LN, FLORA, IL 62839-3018
Document Number	201862
Map Reference	DOC 40595
Instrument Date	Apr 30, 2021
Instrument	201862
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 PALM LN, FLORA, IL 62839-3018

Mortgage

Document Number	201863
Date	May 17, 2021
Instrument	201863

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,382 (+33.36%) Land $8,974 Building $74,408	$250,146 (+33.36%) Land $26,922 Building $223,224
2024	$4,099.00 (+10.75%)
2022	$3,701.00 (+0.63%) Homeowner's exemption	$62,522 Land $6,735 Building $55,787	$187,566 Land $20,205 Building $167,361
2021	$3,678.00

Nearby Properties on Palm Ln

Nearby Streets

All Flora, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures