232 Oyster Shell Cv, Bethany Beach, DE 19930 Property Records

Sussex County property record for 232 Oyster Shell Cv, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,084 sqft · built 2014
Lot Size	0.202 acres (8,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Dec 2025)
Tax Bill	$1,598 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-13.00-1824.00`

Property Details

APN / Parcel Number

Primary APN	`134-13.00-1824.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
Basement Area	456 sqft
Unfinished Basement	456 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,812 sqft (0.202 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Pool Area	224 sqft
Porch	Slab
Porch Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	232 OYSTER SHELL CV
City	BETHANY BEACH
State	DE
Zip	19930-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	THE SALT POND LOT 220 PHASE V
Legal Subdivision	THE SALT POND
Legal Phase	5
Legal Lot Number	220
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1002
Census Tract	51202

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 OLD GRANARY CT, CATONSVILLE, MD 21228-5366
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed, Transfer · Conventional Mortgage HARTFORD FUNDING LTD
Feb 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/DE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Oct 14, 2013 · Amount on Record
Deed Document Number	202546861
Deed Book / Page	6424 / 121
Prior Transfer Date	Jan 11, 2020
Prior Transfer Doc	0052040093
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 12, 2025
Property Address	232 OYSTER SHELL CV, BETHANY BEACH, DE 19930-9000
Document Number	0064240121
Book / Page	6424 / 121
Instrument Date	Dec 12, 2025
Instrument	2025000046861
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10838 BELLEVIE LN, BERLIN, MD 21811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OLD GRANARY CT, CATONSVILLE, MD 21228-5366

Mortgage

Document Number	2025000046862
Date	Dec 12, 2025
Instrument	2025000046862

Lender

Name	HARTFORD FUNDING LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 24, 2020
Property Address	232 OYSTER SHELL CV, BETHANY BEACH, DE 19930-9000
Document Number	0052040093
Book / Page	005204 / 000093
Instrument Date	Feb 11, 2020
Instrument	8148
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	232 OYSTER SHELL CV BETHANY BEACH DE 199309000, BETHANY BEACH, DE 19930-9000

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	232 OYSTER SHELL CV, BETHANY BEACH, DE 19930-9000
Document Number	0174050201
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OYSTER SHELL CV BETHANY BEACH DE 199309000, BETHANY BEACH, DE 19930-9000

Mortgage

Document Number	0174050201
Date	Mar 5, 2019
Book Page	017405/000201
Instrument	7297

Lender

Name	COMMUNITY BK/DE
Type	Bank
Address	REHOBOTH BEACH, DE 19971

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,598.00 (+43.19%)	$31,650 (-) Land $6,000 Building $25,650	$751,200 (-) Land $231,300 Building $519,900
2025	$1,116.00 (+36.26%)	$31,650 (-) Land $6,000 Building $25,650	$751,200 (+1,086.73%) Land $231,300 Building $519,900
2023	$819.00	$31,650 Land $6,000 Building $25,650	$63,300 Land $12,000 Building $51,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 580 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,054 units insured incl. 474 condo units
Nearby Flood Claims	170 (1984–2025)
Claims Outside the SFHA	6 of 170
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 14 claims Hurricane Sandy, Oct 2012 · 71 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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