Duval County property record for 232 Oleander St, Neptune Beach, FL 32266
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,132 sqft · built 1938 |
| Lot Size | 0.126 acres (5,493 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Oct 2018) |
| Tax Bill | $10,132 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 173496-0000 |
| Primary APN | 173496-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 906 sqft |
| Upper Floors Area | 1,066 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,493 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 186 sqft |
| Deck Area | 350 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 232 OLEANDER ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-4850 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NR-4 |
| Legal Description | 12-93 28-2S-29E JACKSONVILLE BEACH PARK LOT 11 BLK 5 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | JAX BEACH PARK |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 14001 |
232 Oleander St, a duplex, is owned by an individual who bought it in October 2018.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 PABLO POINT DR, JACKSONVILLE, FL 32225-3284 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Mar 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 10, 2018 | Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on File |
| Deed Sale | Oct 10, 2018 · Amount on File |
| Prior Sale | May 24, 1996 · Amount on File |
| Deed Document Number | 2018241933 |
| Deed Book / Page | 18559 / 1954 |
| Prior Transfer Date | May 14, 1996 |
| Prior Transfer Doc | 0000107503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 234 OLEANDER ST, NEPTUNE BEACH, FL 32266-4850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 232 OLEANDER ST, NEPTUNE BEACH, FL 32266-4850 |
| Document Number | 0195111440 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 19511/1440 |
| Instrument | 2020288317 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 234 OLEANDER ST, NEPTUNE BEACH, FL 32266-4850 |
| Document Number | 0191362307 |
| Book / Page | 019136 / 002307 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 58354 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 OLEANDER ST NEPTUNE BEACH FL 322664850, NEPTUNE BEACH, FL 32266-4850 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 10, 2018 |
| Property Address | 234 OLEANDER ST, NEPTUNE BEACH, FL 32266-4850 |
| Document Number | 0185591954 |
| Book / Page | 18559 / 1954 |
| Map Reference | MB 12 PG 93 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 2018241933 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 13TH AVE S, 403, JACKSONVILLE BEACH, FL 32250-5025 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 232 OLEANDER ST, NEPTUNE BEACH, FL 32266-4850 |
| Document Number | 2018241934 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 2018241934 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 232 Oleander St was $10,132, up 5.2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,881 (-0.1%) | $615,160 (+1.77%) Land $449,013 Building $166,147 | |
| 2025 | $10,132.00 (+5.22%) | $604,474 Land $440,550 Building $163,924 | $604,474 Land $440,550 Building $163,924 |
| 2024 | $9,629.00 (+9.62%) | ||
| 2023 | $8,784.00 (+17.51%) | $547,557 (+11.97%) Land $367,125 Building $180,432 | $547,557 (+11.97%) Land $367,125 Building $180,432 |
| 2022 | $7,475.00 | $489,026 Land $342,650 Building $146,376 | $489,026 Land $342,650 Building $146,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Oleander St in Zone X, an area of moderate flood risk, though there have been 37 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 163 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 163 in force |
| Nearby Flood Claims | 37 (1979–2024) |
| Claims Outside the SFHA | 33 of 37 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 232 Oleander St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures