232 Old River Rd, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 232 Old River Rd, Edgewater, NJ 07020

Property Summary

Property Type	Commercial
Details	built 2021
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Jul 2016)
Tax Bill	$65,751 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00090-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`13-00090-0000-00011`
Alternative APN	`130009000011`

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide

Location & Zoning

Street Address	232 OLD RIVER RD
City	EDGEWATER
State	NJ
Zip	07020
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B2
Legal Description	50X50 0.0574 ADDITIONAL ADDRESS NEW CONST.
Legal Subdivision	PROPERTY/SHADY SIDE FORMERLY B
Legal Block	90
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	336 W PASSAIC ST, 310, ROCHELLE PARK, NJ 07662-3027
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage SOF OLD RIVER LLC
Mar 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Mar 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEW MILLENNIUM BANK
Oct 2, 2018	Trustee's Deed, Construction Loan · Line of Credit MARINERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2016 · Amount on Record
Deed Sale	Jul 14, 2016 · Amount on Record
Prior Sale	Oct 17, 2006 · Amount on Record
Deed Document Number	201651724
Deed Book / Page	2313 / 2007
Record Updated	Oct 29, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 9, 2022
Property Address	232 OLD RIVER RD, EDGEWATER, NJ 07020
Document Number	0048791912
Book / Page	4879 / 1912
Instrument Date	Jul 6, 2022
Instrument	2022113807
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 OLD RIVER RD, EDGEWATER, NJ 07020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WATERVIEW BLVD, PARSIPPANY, NJ 07054-1219

Mortgage

Document Number	2022113808
Date	Dec 9, 2022
Instrument	2022113808

Lender

Name	SOF OLD RIVER LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	232 OLD RIVER RD, EDGEWATER, NJ 07020
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 ANDERSON AVE, FORT LEE, NJ 07024-1760

Mortgage

Document Number	0040301603
Date	Mar 23, 2021
Book Page	4030/1603
Instrument	2021041582

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	232 OLD RIVER RD, EDGEWATER, NJ 07020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032090464
Date	Mar 29, 2019
Book Page	3209/464
Instrument	19-019801

Lender

Name	NEW MILLENNIUM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 2, 2018
Property Address	232 OLD RIVER RD, EDGEWATER, NJ 07020
Document Number	0030690619
Book / Page	003069 / 000619
Instrument Date	Sep 13, 2018
Instrument	70152
Transaction Type	Construction Loan
Record Updated	Oct 15, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	423 NELSON AVE CLIFFSIDE PARK NJ 070101819, CLIFFSIDE PARK, NJ 07010-1819

Mortgage

Document Number	30690619
Date	Oct 2, 2018
Book Page	003069/000619
Instrument	70152

Lender

Name	MARINERS BK
Type	Bank
Address	935 RIVER RD, EDGEWATER, NJ 07020-2234

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,011,000 (+0.35%) Land $300,000 Building $3,711,000	$4,011,000 (+0.35%) Land $300,000 Building $3,711,000
2025	$65,751.00 (+3.56%)	$3,997,000 (+1.1%) Land $300,000 Building $3,697,000	$3,997,000 (+1.1%) Land $300,000 Building $3,697,000
2024	$63,489.00 (+8.45%)
2023		$3,953,500 Land $300,000 Building $3,653,500	$3,953,500 Land $300,000 Building $3,653,500
2022	$58,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	44 units insured incl. 34 condo units
Nearby Flood Claims	9 (2021–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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