232 Old Pelham Rd, Decherd, TN 37324 Property Records

Franklin County property record for 232 Old Pelham Rd, Decherd, TN 37324 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,392 sqft · built 2023
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Mar 2017)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026029 01701`

Property Details

APN / Parcel Number

Primary APN	`026029 01701`
Alternative APN	`029 01701`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	784 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	696 sqft
Carport	Carport
Carport Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Utility Building	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	232 OLD PELHAM RD
City	DECHERD
State	TN
Zip	37324-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1024
Census Tract	960100

Owner

Source: Franklin County records · APN 026029 01701

Assessment roll updated January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 OLD PELHAM RD, DECHERD, TN 37324-4731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 17, 2024	Deed of Trust, Mortgage · VA Mortgage CITIZENS COMMUNITY BANK
May 02, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage CITIZENS TRI-COUNTY BANK
Jun 09, 2017	Loan Modification, Mortgage FIRST VISION BK/TN
Mar 07, 2017	Warranty Deed, Transfer FIRST VISION BK/TN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2017 · Amount on Record
Deed Sale	Mar 07, 2017 · Amount on Record
Prior Sale	Feb 14, 2012 · Amount on Record
Deed Document Number	20171351
Deed Book / Page	418 / 307
Prior Transfer Date	Mar 06, 2017
Prior Transfer Doc	0000001351
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	232 OLD PELHAM RD, DECHERD, TN 37324-4731
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OLD PELHAM RD, DECHERD, TN 37324-4731

Mortgage

Document Number	0025007407
Date	Nov 07, 2025
Book Page	T1592/337
Instrument	25007407

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	232 OLD PELHAM RD, DECHERD, TN 37324-4731
Transaction Type	Mortgage
Record Updated	May 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024002146
Date	Apr 17, 2024
Book Page	T1521/461
Instrument	24002146

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	1418 DINAH SHORE BLVD, WINCHESTER, TN 37398

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 02, 2022
Property Address	232 OLD PELHAM RD, DECHERD, TN 37324-4731
Document Number	0022003621
Book / Page	D0466 / 4
Instrument Date	Apr 28, 2022
Instrument	22003621
Transaction Type	Transfer
Record Updated	Apr 02, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 SR 50, PELHAM, TN 37366-6005

Mortgage

Document Number	0022003622
Date	May 02, 2022
Instrument	22003622

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 05, 2037

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN TN
Property Address	232 OLD PELHAM RD, DECHERD, TN 37324-4731
Document Number	0000003497
Book / Page	001220 / 000659
Instrument Date	Jun 09, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OLD PELHAM RD DECHERD TN 373244731, DECHERD, TN 37324-4731

Mortgage

Document Number	0000003497
Date	Jun 14, 2017
Book Page	001220/000659
Instrument	3497

Lender

Name	FIRST VISION BK/TN
Type	Bank
Address	MANCHESTER, TN 37355

Agreement

Term	180 Months
Due	Jun 13, 2032

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 07, 2017
Property Address	232 OLD PELHAM RD, DECHERD, TN 37324-4731
Document Number	0000001351
Book / Page	000418 / 000307
Instrument Date	Mar 06, 2017
Instrument	1351
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	GATEWAY TITLE SERVICES LLC, GATEWAY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$44.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OLD PELHAM RD DECHERD TN 373244731, DECHERD, TN 37324-4731

Mortgage

Document Number	1352
Date	Mar 07, 2017
Book Page	001211/000345
Instrument	1352

Lender

Name	FIRST VISION BK/TN
Type	Bank
Address	MANCHESTER, TN 37355

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 (+316.44%)	$60,925 (-10.07%) Land $8,750 Building $52,175
2023		$67,750 Land $8,750 Building $59,000
2022	$292.00		$243,700 Land $35,000 Building $208,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 52% of Tennessee
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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