Lawrence County property record for 232 Old Jackson Hwy, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,232 sqft · built 2007 |
| Lot Size | 34.7 acres (1,512,839 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $46,000 (Jan 2022) |
| Tax Bill | $1,649 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050124 05309 |
| Primary APN | 050124 05309 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,512,839 sqft (34.7 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Utility Building | 400 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 232 OLD JACKSON HWY |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 5 |
| Legal Subdivision | S 4-6 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 960800 |
Source: Lawrence County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 232 OLD JACKSON HWY, LORETTO, TN 38469-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK |
| Jan 24, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 22000533 |
| Deed Book / Page | 663 / 83 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 232 OLD JACKSON HWY, LORETTO, TN 38469-3200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000593215 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 593/215 |
| Instrument | 20002576 |
| Name | FIRST FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 232 OLD JACKSON HWY, LORETTO, TN 38469-3200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000632651 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 632/651 |
| Instrument | 21003043 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 232 OLD JACKSON HWY, LORETTO, TN 38469-3200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000660248 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 660/248 |
| Instrument | 21008527 |
| Name | FIRST FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jan 24, 2022 |
| Property Address | 232 OLD JACKSON HWY, LORETTO, TN 38469-3200 |
| Document Number | 0000066383 |
| Book / Page | 663 / 83 |
| Map Reference | CAB C SL 14 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 22000533 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PUBLIC SQ, LAWRENCEBURG, TN 38464-3350 |
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,649.00 Additional exemption filed | $82,000 (-) Land $9,025 Building $72,975 | |
| 2023 | $1,649.00 (+0.61%) Additional exemption filed | $82,000 (+0.58%) Land $9,025 Building $72,975 | |
| 2022 | $1,639.00 | $81,525 Land $8,550 Building $72,975 | $372,200 Land $80,300 Building $291,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEOMA UTILITY DISTRICT serves 4,808 people · EPA ID TN0000399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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