Oconee County property record for 232 Oak St, Westminster, SC 29693 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2016 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $540 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-00-04-081 |
| Primary APN | 290-00-04-081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 84,942 sqft (1.95 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1073150 |
|---|---|
| Street Address | 232 OAK ST |
| City | WESTMINSTER |
| State | SC |
| Zip | 29693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK CREEK RD (1.95 AC) |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | OAKWAY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 31000 |
Source: Oconee County records · APN 290-00-04-081
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 OAK CREEK RD, SENECA, SC 29678-5617 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI BLUE RIDGE BK |
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2016 |
| Deed Sale | Jun 01, 2016 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 232 OAK CREEK RD, SENECA, SC 29678-5617 |
| Document Number | 0040330125 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 232 OAK CREEK RD SENECA SC 296785617, SENECA, SC 29678-5617 |
| Document Number | 0040330125 |
|---|---|
| Date | Oct 06, 2020 |
| Book Page | 004033/000125 |
| Name | BLUE RIDGE BK |
|---|---|
| Type | Bank |
| Address | WALHALLA, SC 29691 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 232 OAK CREEK RD, SENECA, SC 29678-5617 |
| Document Number | 0037240335 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 232 OAK CREEK RD SENECA SC 296785617, SENECA, SC 29678-5617 |
| Document Number | 0037240335 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 003724/000335 |
| Name | BLUE RIDGE BK |
|---|---|
| Type | Bank |
| Address | SENECA, SC 29672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 21, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $540.00 | $5,154 (-) Land $514 Building $4,640 | $128,851 (-) Land $12,850 Building $116,001 |
| 2023 | $5,154 Land $514 Building $4,640 | $128,851 Land $12,850 Building $116,001 |
Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 49% of the US · above 49% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| West Carolina Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures