Ocean County and Lacey Township property record for 232 Oak Ln, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,716 sqft · built 1986 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Aug 2017) |
| Tax Bill | $6,356 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00320-0000-00023 |
| Primary APN | 13-00320-0000-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 75 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00217710 |
|---|---|
| Street Address | 232 OAK LN |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75B |
| Legal Description | 75 X 128 24,25 |
| Legal Subdivision | SUNRISE BEACH SEC 01 |
| Legal Block | 320 |
| Legal Lot Number | 23 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 732103 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 OAK LN, FORKED RIVER, NJ 08731-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK |
| Sep 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Aug 10, 2017 | Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on Record |
| Deed Sale | Aug 10, 2017 · Amount on Record |
| Prior Sale | Oct 7, 2002 · Amount on Record |
| Deed Document Number | 201783243 |
| Deed Book / Page | 16833 / 993 |
| Prior Transfer Date | Jul 25, 2017 |
| Prior Transfer Doc | 0168330993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 232 OAK LN, FORKED RIVER, NJ 08731-2702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0194821466 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 19482/1466 |
| Instrument | 2023068643 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 232 OAK LN, FORKED RIVER, NJ 08731-2702 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | ORCHARD STREET SETMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0180580409 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 18058/409 |
| Instrument | 2020103380 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 10, 2017 |
| Property Address | 232 OAK LN, FORKED RIVER, NJ 08731-2702 |
| Document Number | 0168330993 |
| Book / Page | 16833 / 993 |
| Map Reference | MAP #B-296 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017083243 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | EASTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,091.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 287 SERPENTINE DR, 287, BAYVILLE, NJ 08721-3261 |
| Name | Verified Name |
|---|---|
| Address | 232 OAK LN, FORKED RIVER, NJ 08731-2702 |
| Document Number | 0168330999 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 16833/999 |
| Instrument | 2017083244 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,400 (-) Land $101,000 Building $131,400 | $232,400 (-) Land $101,000 Building $131,400 | |
| 2025 | $6,356.00 (+7.93%) | $232,400 (-) Land $101,000 Building $131,400 | $232,400 (-) Land $101,000 Building $131,400 |
| 2024 | $5,889.00 (+11.98%) | ||
| 2023 | $232,400 Land $101,000 Building $131,400 | $232,400 Land $101,000 Building $131,400 | |
| 2022 | $5,259.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 61 units insured incl. 40 condo units |
| Nearby Flood Claims | 33 (1985–2022) |
| Claims Outside the SFHA | 3 of 33 |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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