232 Oak Lake Rd, Melbourne, FL 32901 Property Records

Brevard County property record for 232 Oak Lake Rd, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1993
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Oct 2018)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-55-C-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-55-C-5`
Alternative APNs	`28-37-15-55-0000C.0-0005.00` `2851779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2851779
Street Address	232 OAK LAKE RD
City	MELBOURNE
State	FL
Zip	32901-8685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SOUTH LAKES PHASE III LOT 5 BLK C
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	SOUTH LAKES PHASE III
Legal Phase	III
Legal Block	C
Legal Lot Number	5
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2011
Census Tract	65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 OAK LAKE RD, MELBOURNE, FL 32901-8685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY MORTGAGE LLC
Oct 2, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	2018220542
Deed Book / Page	8275 / 2252
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	232 OAK LAKE RD, MELBOURNE, FL 32901-8685
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK LAKE RD, MELBOURNE, FL 32901-8685

Mortgage

Document Number	0089052167
Date	Nov 2, 2020
Book Page	8905/2167
Instrument	2020242759

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 2, 2018
Property Address	232 OAK LAKE RD, MELBOURNE, FL 32901-8685
Document Number	0082752252
Book / Page	008275 / 002252
Instrument Date	Sep 28, 2018
Instrument	220542
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK LAKE RD MELBOURNE FL 329018685, MELBOURNE, FL 32901-8685

Mortgage

Document Number	82752254
Date	Oct 2, 2018
Book Page	008275/002254
Instrument	220543

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,620 (+2.7%)	$190,790 (-19.47%)
2025	$2,405.00 (-45.19%) Homeowner's exemption	$171,010 (-30.22%)	$236,910 (-3.33%) Land $70,000 Building $166,910
2023	$4,388.00 (+149.32%)	$245,060 (+76.73%) Land $60,000 Building $185,060	$245,060 (+19.44%) Land $60,000 Building $185,060
2022	$1,760.00 Homeowner's exemption	$138,660	$205,170 Land $50,000 Building $155,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Oak Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures