232 Ness Dr, Norman, OK 73069 Property Records

Cleveland County property record for 232 Ness Dr, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,227 sqft · built 2010
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2018)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29HGHV5 2 11001`

Property Details

APN / Parcel Number

Primary APN	`NC29HGHV5 2 11001`
Alternative APN	`152335`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,227 sqft Living Area
1st Floor Area	2,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	741 sqft
Porch	Porch
Porch Area	447 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	152335
Old Parcel Number	152335
Street Address	232 NESS DR
City	NORMAN
State	OK
Zip	73069-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND VILLAGE SEC 5 LOT 11 BLK 2
Legal Range	02W
Legal Township	09N
Legal Section	18
Legal Quarter	NE
Legal Subdivision	HIGHLAND VILLAGE 5
Legal Block	2
Legal Lot Number	11 6
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1009
Census Tract	201509

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 NESS DR, NORMAN, OK 73069-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOK FIN'L MTG
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit OU FCU
May 3, 2018	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Apr 19, 2011 · Amount on Record
Deed Document Number	R 2018 13375
Deed Book / Page	5796 / 0971
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	232 NESS DR, NORMAN, OK 73069-9730
Document Number	0000008982
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 NESS DR NORMAN OK 730699730, NORMAN, OK 73069-9730

Mortgage

Document Number	0000008982
Date	Mar 25, 2020
Book Page	006035/001292
Instrument	8982

Lender

Name	BOK FIN'L MTG
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	232 NESS DR, NORMAN, OK 73069-9730
Document Number	0000024815
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 NESS DR NORMAN OK 730699730, NORMAN, OK 73069-9730

Mortgage

Document Number	0000024815
Date	Aug 9, 2019
Book Page	005953/000298
Instrument	24815

Lender

Name	OU FCU
Type	Credit Union
Address	NORMAN, OK 73069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Aug 8, 2032

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 3, 2018
Property Address	232 NESS DR, NORMAN, OK 73069-9730
Document Number	0000013375
Book / Page	005796 / 000971
Instrument Date	Apr 30, 2018
Instrument	13375
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 NESS DR NORMAN OK 730699730, NORMAN, OK 73069-9730

Mortgage

Document Number	13376
Date	May 3, 2018
Book Page	005796/000973
Instrument	13376

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,688.00 (+6.18%) Homeowner's exemption	$40,065 (+6.09%) Land $5,613 Building $34,452	$378,694 (+20.33%) Land $53,058 Building $325,636
2023	$4,415.00 Homeowner's exemption	$37,765 Land $5,400 Building $32,365	$314,714 Land $45,000 Building $269,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: OEC Fiber.

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