232 Neptune Ln, Hague, VA 22469 Property Records

Westmoreland County property record for 232 Neptune Ln, Hague, VA 22469

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,898 sqft · built 1960
Owner	2 Individual Names on File
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39B-8-183`

Property Details

APN / Parcel Number

Primary APN	`39B-8-183`
Alternative APN	`8275`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,898 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8275
Old Parcel Number	39B-8-183
Street Address	232 NEPTUNE LN
City	HAGUE
State	VA
Zip	22469-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DM
Legal Description	TRAVELERS REST LOT 183 SEC. 5DB 736 PG 373 R/S
Legal Lot Number	183
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2017
Census Tract	10101

Owner

232 Neptune Ln is owned and occupied by two individuals who acquired it in August 2006.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 NEPTUNE LN, HAGUE, VA 22469-3023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Dec 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2006
Deed Sale	Aug 22, 2006
Deed Document Number	0000736373
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 16, 2026
Property Address	232 NEPTUNE LN, HAGUE, VA 22469-3023
Document Number	1004001425
Book / Page	1004 / 1425
Instrument Date	Jun 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 NEPTUNE LN, HAGUE, VA 22469-3023

Mortgage

Document Number	1004001425,
Date	Jun 16, 2026
Book Page	1004/1425

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	232 NEPTUNE LN, HAGUE, VA 22469-3023
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009502252
Date	Dec 29, 2021
Instrument	09502252

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 232 Neptune Ln was $2,537.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,537.00	$373,200 Land $106,000 Building $267,200	$373,200 Land $106,000 Building $267,200
2023	$2,313.00	$373,200 Land $106,000 Building $267,200	$373,200 Land $106,000 Building $267,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Neptune Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	13 (2003–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Neptune Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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