232 N Stevens St, Rhinelander, WI 54501 Property Records

Oneida County property record for 232 N Stevens St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.643 acres (28,009 sqft)
Owner	Individual Name on File
Last Sale	$544,000 (Dec 2024)
Tax Bill	$8,642 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RH 442`

Property Details

APN / Parcel Number

Primary APN	`RH 442`

Exterior

Lot Area	28,009 sqft (0.643 acres)

Location & Zoning

Street Address	232 N STEVENS ST
City	RHINELANDER
State	WI
Zip	54501-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 857689/792951 2ND ADDN ASSRS REPLAT LOT A BLK 14
Legal Range	09E
Legal Township	36N
Legal Section	06
Legal Subdivision	2ND ADDN ASSRS
Legal Block	14
Legal Lot Number	A
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	4
Census Block	4013
Census Tract	971400

Owner

232 N Stevens St is owned and occupied by an individual who bought it in December 2024.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	232 N STEVENS ST, RHINELANDER, WI 54501-3132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Deed Document Number	2024857689
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	232 N STEVENS ST, RHINELANDER, WI 54501-3132
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 N STEVENS ST, RHINELANDER, WI 54501-3132

Mortgage

Document Number	0000848164
Date	Nov 16, 2023
Instrument	848164

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	232 N STEVENS ST, RHINELANDER, WI 54501-3132
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	808719
Date	Aug 6, 2020
Instrument	808719

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	232 N STEVENS ST, RHINELANDER, WI 54501-3132
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	806745
Date	Jun 18, 2020
Instrument	806745

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jun 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	May 7, 2019
Property Address	232 N STEVENS ST, RHINELANDER, WI 54501-3132
Document Number	0000792951
Instrument Date	May 6, 2019
Instrument	792951
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHERN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792952
Date	May 7, 2019
Instrument	792952

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 N Stevens St was $8,642 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,642.00	$313,900 Land $15,300 Building $298,600	$532,332 Land $25,947 Building $506,385
2023	$7,404.00 Homeowner's exemption	$313,900 Land $15,300 Building $298,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 N Stevens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 N Stevens St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless.

Nearby Properties on N Stevens St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures