232 N Silverado St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 232 N Silverado St, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,298 sqft · built 1990
Lot Size	0.183 acres (7,976 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jan 2022)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-97-209`

Property Details

APN / Parcel Number

Primary APN	`304-97-209`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,298 sqft Living Area
1st Floor Area	2,298 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,976 sqft (0.183 acres)
Parking Spaces	3 Parking Spaces
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	232 N SILVERADO ST
City	GILBERT
State	AZ
Zip	85234-6422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	STONEBRIDGE LAKES ESTATES UNIT TWO MCR 308-46
Legal Range	06E
Legal Township	01S
Legal Section	07
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	STONEBRIDGE LAKES ESTATES UNIT TWO LT 1-
Legal Lot Number	8
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	422402

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	232 N SILVERADO ST, GILBERT, AZ 85234-6422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 31, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage THEMORTGAGEADVANTAGE.COM PLLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	20220086932
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 28, 2022
Property Address	232 N SILVERADO ST, GILBERT, AZ 85234-6422
Document Number	0000086932
Map Reference	MB 308 PG 46
Instrument Date	Jan 28, 2022
Instrument	20220086932
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 N SILVERADO ST, GILBERT, AZ 85234-6422

Mortgage

Document Number	0000086933
Date	Jan 28, 2022
Instrument	20220086933

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 31, 2021
Property Address	232 N SILVERADO ST, GILBERT, AZ 85234-6422
Document Number	0000946156
Map Reference	MB 308 PG 46
Instrument Date	Aug 31, 2021
Instrument	20210946156
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1960 S LINDSAY RD, GILBERT, AZ 85295-4759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	232 N SILVERADO ST, GILBERT, AZ 85234-6422
Document Number	0000566744
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 N STLVERADO ST GILBERT AZ 85234, GILBERT, AZ 85234

Mortgage

Document Number	0000566744
Date	Jul 26, 2019
Instrument	566744

Lender

Name	THEMORTGAGEADVANTAGE.COM PLLC
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2034

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,480 (-3.99%)	$464,800 (-3.99%) Land $92,900 Building $371,900
2025	$2,029.00 (+3.15%)
2024		$48,410	$484,100 Land $96,800 Building $387,300
2023	$1,967.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Arizona Network, Wi-Fiber.

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