Wells County property record for 232 N Oak St Ext, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,259 sqft · built 1980 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-33-300-054.000-011 |
| Primary APN | 90-05-33-300-054.000-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| 1st Floor Area | 2,259 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001584597 |
|---|---|
| Street Address | 232 N OAK STREET EXT |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33-27-12 .75A 33-K PT N SW |
| Legal Subdivision | OAK STREET |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 40400 |
232 N Oak St Ext is owned and occupied by an individual.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 N OAK STREET EXT, BLUFFTON, IN 46714-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 232 N OAK STREET EXT, BLUFFTON, IN 46714-1412 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020210402 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 20210402 |
| Name | OSSIAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 10, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 232 N Oak St Ext was $1,122 with a homeowner's exemption, up 17.7% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,122.00 (+17.73%) Homeowner's exemption | $157,000 Land $26,300 Building $130,700 | $157,000 Land $26,300 Building $130,700 |
| 2024 | $953.00 | ||
| 2023 | $126,800 (+18.17%) Land $26,300 Building $100,500 | $126,800 (+18.17%) Land $26,300 Building $100,500 | |
| 2022 | $596.00 | $107,300 Land $26,300 Building $81,000 | $107,300 Land $26,300 Building $81,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 N Oak St Ext in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 N Oak St Ext is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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