232 N Main St, Witt, IL 62094 Property Records

Montgomery County property record for 232 N Main St, Witt, IL 62094

Property Summary

Property Type	Single Family Home
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Nov 2025)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 2 more
APN	`13-06-179-008`

Property Details

APN / Parcel Number

Primary APN	`13-06-179-008`
Alternative APN	`18-000-594-00`

Exterior

Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Street Address	232 N MAIN ST
City	WITT
State	IL
Zip	62094-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NW S 138 FT N 276 FT E 360 FT LANDS CORP LIMITS WITT 9-2-594 S6 T09 R2
Legal Range	02
Legal Township	09
Legal Section	06
Jurisdiction	MONTGOMERY IL
Township / Civil Division	WITT
Census Block Group	2
Census Block	2115
Census Tract	957400

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 N MAIN ST, WITT, IL 62094-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage FEDERAL HOME LOAN BANK/CHICAGO
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MID NATIONAL BANK
Nov 20, 2025	Warranty Deed, Transfer · Line of Credit MIDWEST NATIONAL BANK
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	20253495
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Recording Date	May 18, 2026
Property Address	232 N MAIN ST, WITT, IL 62094-1018
Document Number	0202601458
Instrument Date	May 2, 2026
Instrument	20261458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 N MAIN ST, WITT, IL 62094-1018

Mortgage

Document Number	0000001458,
Date	May 18, 2026
Instrument	20261458

Lender

Name	FEDERAL HOME LOAN BANK/CHICAGO

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Recording Date	May 18, 2026
Property Address	232 N MAIN ST, WITT, IL 62094-1018
Document Number	0202601457
Instrument Date	May 2, 2026
Instrument	20261457
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	232 N MAIN ST, WITT, IL 62094-1018

Mortgage

Document Number	0000001457,
Date	May 18, 2026
Instrument	20261457

Lender

Name	MID NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Nov 20, 2025
Property Address	232 N MAIN ST, WITT, IL 62094-1018
Document Number	0202503495
Instrument Date	Nov 18, 2025
Instrument	202503495
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, SPEARS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 N MAIN ST, WITT, IL 62094-1018

Mortgage

Document Number	0202503496
Date	Nov 20, 2025
Instrument	202503496

Lender

Name	MIDWEST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	232 N MAIN ST, WITT, IL 62094-1018
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202503036
Date	Oct 15, 2025
Instrument	202503036

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 14, 2026

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Witt Township
Municipality	Witt City
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (+4.86%) Homeowner's exemption	$19,660 (+6.91%) Land $3,430 Building $16,230	$58,980 (+6.91%) Land $10,290 Building $48,690
2024	$1,009.00 Homeowner's exemption	$18,390 Land $3,210 Building $15,180	$55,170 Land $9,630 Building $45,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVING serves 373 people · EPA ID IL1350350
Water Source	Purchased surface water from EJ WATER-WITT
Last State Inspection	Jan 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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