Montgomery County property record for 232 N Main St, Centerville, OH 45459 · Last verified July 2026
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,378 sqft · built 1874 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Mar 1998) |
| Tax Bill | $7,657 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-00101-0004 |
| Primary APN | O68-00101-0004 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,378 sqft Gross Area |
| 1st Floor Area | 1,824 sqft |
| 2nd Floor Area | 1,824 sqft |
| Basement Area | 730 sqft |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Major Commercial Strip |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 232 N MAIN ST |
|---|---|
| City | CENTERVILLE |
| State | OH |
| Zip | 45459-4651 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 6-2-25 |
| Legal Subdivision | EAST OAKWOOD |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40302 |
Source: Montgomery County records · APN O68-00101-0004
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1625 ADAMSMOOR DR, WAYNESVILLE, OH 45068-9693 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 1998 · Amount on Record |
| Deed Sale | Mar 20, 1998 · Amount on Record |
| Prior Sale | Mar 20, 1998 · Amount on Record |
| Deed Document Number | 19985524 |
| Deed Book / Page | 980175 / C09 |
| Record Updated | Sep 20, 2026 |
Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,657.00 | $89,120 (-) Land $40,250 Building $48,870 | $254,630 (-) Land $115,000 Building $139,630 |
| 2024 | $7,657.00 (+7.09%) | ||
| 2023 | $7,150.00 (-4.63%) | $89,120 (+1%) Land $40,250 Building $48,870 | $254,630 (+10.01%) Land $115,000 Building $139,630 |
| 2022 | $7,497.00 | $81,020 Land $36,590 Building $44,430 | |
| 2020 | $231,470 Land $104,540 Building $126,930 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130403022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2000, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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