Essex County and Andover Town property record for 232 N Main St, Andover, MA 01810
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 5 ba · 3,712 sqft · built 1806 |
| Lot Size | 0.57 acres (24,842 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Sep 2020) |
| Tax Bill | $11,064 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | ANDO M:00037 B:00034 L:00000 |
| Primary APN | ANDO M:00037 B:00034 L:00000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,712 sqft Living Area |
| Gross Area | 7,647 sqft |
| Basement Area | 1,856 sqft |
| Unfinished Basement | 1,856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1806 |
|---|---|
| Effective Year Built | Effective 1806 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,842 sqft (0.57 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 232 N MAIN ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3101 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | SRA |
| Legal Block | 34 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 254100 |
Source: Essex County and Andover Town records · APN ANDO M:00037 B:00034 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 N MAIN ST, ANDOVER, MA 01810-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 01, 2020 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2020 · Amount on Record |
| Deed Sale | Sep 01, 2020 · Amount on Record |
| Prior Sale | Jan 03, 1995 · Amount on Record |
| Deed Book / Page | 16472 / 227 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 232 N MAIN ST, ANDOVER, MA 01810-3101 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017432-346 |
|---|---|
| Date | May 03, 2022 |
| Book Page | 17432/346 |
| Instrument | 10678 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 01, 2020 |
| Property Address | 232 N MAIN ST, ANDOVER, MA 01810-3101 |
| Document Number | 16472-227 |
| Book / Page | 16472 / 227 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 23001 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 N MAIN ST, ANDOVER, MA 01810-3101 |
| Document Number | 23002 |
|---|---|
| Date | Sep 01, 2020 |
| Instrument | 23002 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,064.00 (-6.4%) | $885,800 (-3.49%) Land $358,600 Building $527,200 |
| 2024 | $11,821.00 (+13.72%) | $917,800 (+20.6%) Land $354,500 Building $563,300 |
| 2023 | $10,395.00 | $761,000 Land $328,200 Building $432,800 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 individual policies |
| Nearby Flood Policies | 72 units insured incl. 60 condo units |
| Nearby Flood Claims | 43 (1979–2010) |
| Claims Outside the SFHA | 5 of 43 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 219 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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