232 N Main St, Amherst, VA 24521 Property Records

Amherst County property record for 232 N Main St, Amherst, VA 24521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,384 sqft · built 1902
Lot Size	0.642 acres (27,966 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2021)
Tax Bill	$2,047 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96A4 A 196`

Property Details

APN / Parcel Number

Primary APN	`96A4 A 196`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,384 sqft Living Area
1st Floor Area	3,328 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	27,966 sqft (0.642 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 N MAIN ST
City	AMHERST
State	VA
Zip	24521-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	232 NORTH MAIN STREET SEE DB 740-716 96A4 A 196
Jurisdiction	AMHERST VA
Township / Civil Division	2
Census Block Group	2
Census Block	2006
Census Tract	10201

Owner

Source: Amherst County records · APN 96A4 A 196

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 N MAIN ST, AMHERST, VA 24521-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	20212548
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jun 29, 2021
Property Address	232 N MAIN ST, AMHERST, VA 24521-3012
Document Number	0210002548
Instrument Date	Jun 28, 2021
Instrument	210002548
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 N MAIN ST, AMHERST, VA 24521-3012

Mortgage

Document Number	0210002549
Date	Jun 29, 2021
Instrument	210002549

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Municipality	Amherst Town
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,047.00 (+52.31%)	$220,400 (-) Land $29,800 Building $190,600	$365,700 (+65.93%) Land $35,700 Building $330,000
2025	$1,344.00
2024		$220,400 (-) Land $29,800 Building $190,600	$220,400 (-) Land $29,800 Building $190,600
2023	$1,344.00	$220,400 Land $29,800 Building $190,600	$220,400 Land $29,800 Building $190,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF AMHERST serves 2,231 people
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.