Geauga County property record for 232 N Hambden St, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,681 sqft · built 1860 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2024) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-128000 |
| Primary APN | 10-128000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,681 sqft Living Area |
| 1st Floor Area | 1,037 sqft |
| Upper Floors Area | 432 sqft |
| Basement Area | 764 sqft |
| Unfinished Basement | 752 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 80 sqft |
| Patio Area | 180 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005164-8 |
|---|---|
| Street Address | 232 N HAMBDEN ST |
| City | CHARDON |
| State | OH |
| Zip | 44024-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 84 |
| Legal Lot Number | 84 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 312201 |
232 N Hambden St is owned and occupied by an individual who bought it in May 2024.
Source: Geauga County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 N HAMBDEN ST, CHARDON, OH 44024-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on File |
| Deed Sale | May 31, 2024 · Amount on File |
| Prior Sale | Mar 9, 2021 · Amount on File |
| Deed Document Number | 20241023453 |
| Deed Book / Page | 2185 / 2457 |
| Prior Transfer Date | Mar 22, 1994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Mar 9, 2021 |
| Property Address | 232 N HAMBDEN ST, CHARDON, OH 44024-1124 |
| Document Number | 0021181891 |
| Book / Page | 2118 / 1891 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202100979050 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 N HAMBDEN ST, CHARDON, OH 44024-1124 |
| Document Number | 202100979051 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 202100979051 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 232 N HAMBDEN ST, CHARDON, OH 44024-1124 |
| Document Number | 0020912981 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 232 N HAMBDEN ST CHARDON OH 440241124, CHARDON, OH 44024-1124 |
| Document Number | 0020912981 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 002091/002981 |
| Instrument | 962845 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 232 N Hambden St was $3,033 with a homeowner's exemption, down 0.1% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,033.00 (-0.13%) | $61,320 (-) Land $12,460 Building $48,860 | |
| 2024 | $3,037.00 (+4.19%) Homeowner's exemption | $61,320 (-) Land $12,460 Building $48,860 | |
| 2023 | $2,915.00 Homeowner's exemption | $61,320 (+24.68%) Land $12,460 Building $48,860 | $175,200 Land $35,600 Building $139,600 |
| 2022 | $49,180 Land $10,360 Building $38,820 | ||
| 2021 | $2,828.00 | ||
| 2020 | $140,500 Land $29,600 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 232 N Hambden St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 232 N Hambden St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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