232 N Encinal Ave, Ojai, CA 93023 Property Records

Ventura County property record for 232 N Encinal Ave, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1945
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jun 2016)
Tax Bill	$7,430 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-0-081-050`

Property Details

APN / Parcel Number

Primary APN	`017-0-081-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	252 sqft

Location & Zoning

Street Address	232 N ENCINAL AVE
City	OJAI
State	CA
Zip	93023-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 18 REF: 015MR 045
Legal Subdivision	SUBDIVISION #2 MEINERS OJAI OAKS
Legal Block	81
Legal Lot Number	18
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	4
Census Block	4016
Census Tract	1002

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 N ENCINAL AVE, OJAI, CA 93023-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit LOGIX FCU
Apr 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jul 12, 2017	Quit Claim Deed, Transfer · Conventional with PMI PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2016 · Amount on Record
Deed Sale	Jun 15, 2016 · Amount on Record
Prior Sale	Dec 10, 2013 · Amount on Record
Deed Document Number	201683020
Last Transfer Date	Feb 11, 2020
Transfer Doc	0000048062
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	232 N ENCINAL AVE, OJAI, CA 93023-1516
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 N ENCINAL AVE, OJAI, CA 93023-1516

Mortgage

Document Number	2022000060990
Date	May 25, 2022
Instrument	2022000060990

Lender

Name	LOGIX FCU
Type	Credit Union
Address	VALENCIA, CA 91355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 6, 2020
Property Address	232 N ENCINAL AVE, OJAI, CA 93023-1516
Document Number	0000048062
Map Reference	MB 15 MAP 45
Instrument Date	Feb 11, 2020
Instrument	20200406-00048062
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 N ENCINAL AVE, 232, OJAI, CA 93023-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 N ENCINAL AVE, OJAI, CA 93023-1516

Mortgage

Document Number	0000048063
Date	Apr 6, 2020
Instrument	20200406-00048063

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 12, 2017
Property Address	232 N ENCINAL AVE, OJAI, CA 93023-1516
Document Number	0000089742
Instrument Date	May 26, 2017
Instrument	89742
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 N ENCINAL AVE OJAI CA 930231516, OJAI, CA 93023-1516

Mortgage

Document Number	90160
Date	Jul 12, 2017
Instrument	90160

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,185 (+2%) Land $384,577 Building $245,608
2025	$7,430.00 (+2.31%) Homeowner's exemption	$617,829 (+4.04%) Land $377,036 Building $240,793
2024	$7,262.00 (+3.71%)
2023	$7,002.00 (+1.55%) Homeowner's exemption	$593,839 Land $362,395 Building $231,444
2022	$6,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEINERS OAKS CWD serves 4,200 people · EPA ID CA5610005
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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