232 N Elm Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 232 N Elm Ave, Ripon, CA 95366 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1948
Lot Size0.123 acres (5,358 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jun 2023)
Tax Bill$2,394 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN259-060-310-000

Property Details

APN / Parcel Number

Primary APN259-060-310-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Living Area

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Construction TypeWood
Lot Area5,358 sqft (0.123 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address232 N ELM AVE
CityRIPON
StateCA
Zip95366-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95-SQ FOOTAGE CORRECTION 95020915
Legal Range08E
Legal Township02S
Legal Section19
Legal SubdivisionJOHNSONS ADDITION
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionRIPON
Census Block Group1
Census Block1023
Census Tract5001

Owner

Source: San Joaquin County records · APN 259-060-310-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address232 N ELM AVE, RIPON, CA 95366-2411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Grant Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 01, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleFeb 18, 2009 · Amount on Record
Deed Document Number2023-051808
Record UpdatedJun 07, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 30, 2023
Property Address232 N ELM AVE, RIPON, CA 95366-2411
Document Number0000051808
Instrument DateJun 29, 2023
Instrument2023-051808
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address232 N ELM AVE, RIPON, CA 95366-2411

Mortgage

Document Number0000051809
DateJun 30, 2023
Instrument2023-051809
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address232 N ELM AVE, RIPON, CA 95366-2411
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyFIRST AMERICAN TITLE-FASHION P, FIRST AMERICAN TITLE FASHION

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 N ELM AVE, RIPON, CA 95366-2411

Mortgage

Document Number0000025569
DateFeb 11, 2021
Instrument2021-025569
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 01, 2018
Property Address232 N ELM AVE, RIPON, CA 95366-2411
Document Number0000047890
Instrument DateMar 19, 2018
Instrument47890
Transaction TypeTransfer
Record UpdatedMay 09, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressYOPON 259 N WILMA AVE RIPON CA 95366, RIPON, CA 95366

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$2,394.00 (+0.63%) Homeowner's exemption$222,123 (+4.04%) Land $55,368 Building $166,755
2023$2,379.00 (+1.58%)$213,499 Land $53,219 Building $160,280
2022$2,342.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
Ayera TechnologiesFixed Wireless1,000 / 500
ezWaveFixed Wireless (unlicensed)1,000 / 200
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Zinnia Networks, UnWired Broadband Holding, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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