232 N Central St, Cadott, WI 54727 Property Records

Chippewa County property record for 232 N Central St, Cadott, WI 54727

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 864 sqft · built 1990
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Oct 2021)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111 0265.3000`

Property Details

APN / Parcel Number

Primary APN	`111 0265.3000`
Alternative APN	`22906-3144-7269-1003`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	864 sqft Total Area

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	120 ft deep x 125 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	111 0265.3000
Street Address	232 N CENTRAL ST
City	CADOTT
State	WI
Zip	54727-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMMERCIAL
Legal Description	ASSESSORS OUTLOT PLAT, SE SE, MARRINER'S 2ND ADD, MARRINER'S PARK & VAC ST LOT 3 OF CERT SUR MAP #2691 IN V12 P155 DOC #68463
Legal Range	06W
Legal Township	29N
Legal Section	31
Legal Subdivision	MARRINERS 2ND ADD
Legal Lot Number	3
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CADOTT
Census Block Group	1
Census Block	1045
Census Tract	10800

Owner

232 N Central St is owned and occupied by an individual who bought it in October 2021.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	232 N CENTRAL ST, CADOTT, WI 54727-9004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Nov 6, 2014
Deed Document Number	925132
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 29, 2021
Property Address	232 N CENTRAL ST, CADOTT, WI 54727-9004
Document Number	0000925132
Instrument Date	Oct 28, 2021
Instrument	925132
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 N CENTRAL ST, CADOTT, WI 54727-9004

Mortgage

Document Number	0000925133
Date	Oct 29, 2021
Instrument	925133

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 232 N Central St was $1,885 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Cadott Village
Unified School District	Cadott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 Homeowner's exemption	$92,400 Land $16,800 Building $75,600	$157,200
2023	$1,631.00 Homeowner's exemption	$92,400 Land $16,800 Building $75,600	$137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 N Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 N Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADOTT WATERWORKS serves 1,352 people · EPA ID WI6090450
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NTERA.

Nearby Properties on N Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures