Eaton County property record for 232 N Bostwick St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,425 sqft · built 1950 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,335 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20000001105600 |
| Primary APN | 20000001105600 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,425 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 130 ft deep x 44 ft wide |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 232 N BOSTWICK ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | E 15 FT OF LOT 5, EXCEPT N 25 FT. LOT 8, EXCEPT W 115 FT OF N 3 1/2 FT. N 7.5 FT OF LOT 9, EXCEPT E 20 FT. BLOCK 11, OP, CITY |
| Legal Subdivision | CHARLOTTE |
| Legal Block | 11 |
| Legal Lot Number | 5,8-9 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20901 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
232 N Bostwick St is owned and occupied by an individual.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 N BOSTWICK ST, CHARLOTTE, MI 48813-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 232 N BOSTWICK ST, CHARLOTTE, MI 48813-1410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2790/0725 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 2790/0725 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
The 2025 property tax bill for 232 N Bostwick St was $2,335 with a homeowner's exemption.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,800 | $131,944 Land $24,329 Building $107,615 | |
| 2025 | $2,335.00 | ||
| 2023 | $60,300 | $120,600 | |
| 2022 | $2,019.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 N Bostwick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 232 N Bostwick St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: ACD.net, AT&T.
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